3 Tips for Achieving Financial Freedom

Let me start off by saying that we live in a very distracted world currently, where consumerism is king. Just what is consumerism? It's the thought or idea passed on my companies and marketers that we need every new gadget, gizmo or even latest designer suit that comes out. Now, let me ask you this. Just how much is enough. There are many out there with brand new designer clothes with the tags on them after a year's time! This should tell you something, we are living in a time when 'shop-aholic-ness' is the new addiction of disease -if there is such a word.

It's the news that we must buy absolutely everything we see on tv, hear on radio etc Just because it's trendy, we need it. Well, I'm hear to snap you out of this unrealistic and financially devastating dream that you maybe living in. Far better to strive to one day become financially free and live the type of lifestyle congruent to your newfound Financial Freedom status. It is a goal that every aspiring lifestyle dreamer should be seeking. I want to show you 3 Tips for Achieving Financial Freedom in this article.

The following is three easy tips for Achieving Financial Freedom that you can start applying almost immediately.

1. Start a Journal and track what you spend. One of the largest issues that you possibly have right now is that you are not actually tracking what you spend. You may floating on a financial ship that has leaks, tracking where those leaks are in your financial life will keep you financially afloat and also help you towards your goal of achieving financial freedom.
2. Get Rid of All Bad Debt. What do I mean by 'bad debt'? I'm talking of the debt that is not part of an investment strategy but instead you have to pay it down yourself every month or so. EG A Brand new car is an example of bad debt while a rental income house that a tenant pays your loan is good debt.
3. Pay More Than Your Minimums. If you want to ever get out of debt and achieve financial freedom, you should be paying more than the minimum each month. Start with your lowest debt and wipe it out, then start on the next and vice versa.

Just implementing these three steps in your lives will be more than probably 90% of people are not doing. These people are not financially free usually and entrapped by our consumerism example above. If you want to achieve that goal of finally becoming debt free, come up with a measurable plan and stick to it. Imagine what your life would look like without having to worry about the burden of debt on your shoulders.

For a more detailed look at finally achieving financial freedom, please visit this site that is dedicated to helping others with their Financial Freedom pursuit.

Go Green by Opting For Online Advertising

Some years back there was a time when magazines, brochures and catalogs only came in physical form. Today, however, due to the push of paperless environments, digital magazines and catalogs are growing in popularity. Green revolution is the word that is taking over the entire world and is giving way to the technologically advanced E-applications that can be operated online rather than wasting papers and cutting down trees which are one of the most endangered resources.

Many companies out there have included a digital edition to their group of products and some have even gone completely digitalized, either way, all companies are considering this new alternative to print. A large company with a large number of clients is likely to print thousands of catalogs and brochures and get it invaluably distributed in many different public places, in hopes of getting new customers as well as keeping their existing customers coming back to make further business. The cost of printing so many copies can be overwhelming and the reach of these is limited in comparison to the one that can be achieved through circulating catalogs online. Thanks to modern technology businesses no longer need to feel restrained by the limitations and expenses of catalogs printed on paper.

Digital catalogs have become an increasingly enthusiastic and accepted substitute to printing on paper, especially now that the majority of people living across the globe commonly has at least one internet connection. Over this it is all together a most cost friendly method which lets you self design, personalize and customize your companies catalogs with the help of creative online catalog software. You can also benefit from the fact that your catalog can be viewed worldwide by potential customers who would have never heard of, or found, your company otherwise. The digital catalog can be much more than a colorful printed page in electronic form. Each electronic page of a digital catalog can integrate audio and video applications or make things more interactive by including on-line forms for viewer's participation.

A company that replaces paper products to more eco friendly online advertising not only stands a mark above the rest in providing inclusive details in a more engaging manner but are also proved to be better citizens with a greater level of concern for environmental issues.

The Digitizing of Today's Currency

You may not believe me, but if I told you ten years ago that money could be transferred through your cellular device from one person to another with little to no cost would you believe me? In the past couple year's mobile peer-to-peer payment applications have gained tremendous popularity among teenagers and young adults throughout the United States. Many companies are simplifying the payment process among consumers on an international level by evolving the peer-to-peer payment system.

Companies such as Venmo, PayPal and Cash App have made it extremely easy for consumers and businesses to transfer money from one another at little to no cost. Cash App is the fastest growing of the three and is now ranked the # 1 finance application on Apples Application Store in the United States. It's efficiency is like no other, once you have your card information linked to the application, with the use of an email or phone number money can be sent from one account to another just in the push of a couple buttons on your smartphone. The person receiving the funds can choose to receive it instantly at a small fee (1.0%) or choose to receive the money in 2-3 business days without being charged any fees.

Although the service is not extremely profitable for the owner of the company its accessibility provides millions of active users to make peer-to-peer payments among each other on a daily basis. Cash App recently decided to go international by making itself available on all app stores across the US, Canada, Japan, Australia, and the United Kingdom to maximize its practicality across the world.

This year Cash App introduced the Cash Card, where the consumer can choose to customize their own debit card and spend the money available on their Cash App account without it being linked to their personal bank account. As a first time user the largest fear of using peer-to-peer payment apps such as Cash App is the possibility of getting your information stolen or getting hacked. The company does a great job by providing a receipt after each transaction through text message or email to secure that each payment is being made by the owner of the account. Attached to each receipt is a cancel / report option in order to ensure the account holder has full control over their funds.

In conclusion, Cash App has made it clear that its intention is to expand to other countries and to find ways to become more profitable locally and internationally. Its efficiency is like no other; by making them available at the palm of every smartphone, young adults are inclining to giving the application a trial run because of it being free to download in the app store and little to no fees are presented .. The limits seem endless for this growing application whose stock price continues to raise from $ 16.98 a share (last year) to currently sitting at $ 49.60 a share. I personally believe the company is only expected to continue to grow from here on out as the younger generation continues to revolutionize the way money can be transferred from one another. Its popularity is only expected to grow, as the young adults will relay the use of the application to their children as this makes the transfer of money virtual and almost instant. To think that money could be transferred from one person to another in the blink of an eye without ever physically seeing the cash seems surreal Cash App is the first of many to start the digitizing of today's currency.

Breaking Down Financial Analytics For You

Financial analytics extracts past financial data of the company to help in making future investment decisions and analysis. It evaluates the business as a whole, projects and budgets with the help of balance sheets, income statements and cash flow statements. In financial analytics, the analyst calculates ratios with the collected data and compares it to own own past performance or to other competitor companies. Deep understanding of finance is very essential to run a successful business. The profit or loss, success or failure of a business depends on its financial success. Business goals and outcomes are set in terms of financial achievement. For this reasons many business analytics firms have embedded financial analytics and investment analytics as part of their services.

Handling finances in a business involves evaluating current markets, creating policies and making long term plans for it. It involves the handling of expenses, sales, purchases, investments etc. A thorough analysis can be done by assessing balance sheets and statements. A great deal can be learned when data from different accounts are put together. Let us see a few requirements at the core of financial analytics.

Balance sheet: The balance sheet outlines the available resources for the businesses' future use. This sheet plainly states these resources and does not make any conclusion of profit or loss or they the information must be used by analyst. Since you can use a balance sheet to analyze the current standing of the company by comparing it to previous ones and deciphering the expected performance. A balance sheet consists of two parts- assets and liabilities. Assets are the current assets, those that may be acquired through the year, and the ones that will be acquired at a later time too. Liabilities include all the debts, taxes etc that may need to be cleared in the current year and even those that may be due at a later date. Investment analytics can also be based on this sheet.

Income Statement: The income sheet comes close to being a company's performance indicator. It states the earnings, expenses and the profit or loss. The income sheet compiles all expenses and incomes and gives the bottom line ie "Net Income".

Cash flow statement: The cash flow statement records the inflow and outflow of cash and states the actual performance of a company. It describes the ability and extent of investments possible.

Each of these sheets of facts and figures is compared against a certain set or determined benchmarks. Finance being "the" most important factor of business, an analysis of the same helps in shaping the future success of the company.

How To Double Your Income in 2018

I am about to share with you an indisputable action plan that will dramatically increase your income if you have the courage to make it happen.

But first, The question must be asked, "Why is it that some people make $ 5000.00 a day and other people only make $ 250.00 a day. (Or less)

Is it because they are more intelligent?
Maybe it is because they are better looking?
Perhaps it is because of the people they know?

While they may have a small contribution to someone being successful, the truth is that you can be the most intelligent, good looking individual that knows lots of people, and yet still struggle through life.

Consider this. Have you ever seen someone that you know is dumber than you become far more successful than you? (c'mon, you can admit it, no one is watching.)

So, how have they increased their income?

They simply know something you do not know, and they are doing what you are not doing.

They may not have realized it, but they have understood this formula.

And, most importantly, they got serious about changing their situation.

Let me explain.

If someone has a problem, they are willing to pay for a solution.

Let me give you some example of what I mean.

Imagine that a business owner wants to improve the results they want to achieve in their business, and, despite their best efforts, they have not worked out how to increase profits in their business.

You then come along and prove to them beyond a shadow of a doubt that you can double the profits in their business. Do you think they would like your help?

Of course they would. All you need to do is remove doubt and risk from their decision, and they would welcome you with open arms.

And if you helped them make an extra $ 500,000.00 in their business do you think they would be happy to give you $ 50,000.00 (probably more) in return for your help? Of course they would.

Now, what has allowed you to make this $ 50,000.00 without having to own a business or employ lots of staff?

Knowledge.

You simply knew how to solve a problem that your client did not.

What I have shown you is an example of applying the problem, solution formula.

So, how does this help you double your income?

Action Plan:

Work out what problems there are in the market place that people are willing to pay for the solutions to and set about gaining (and implementing) the knowledge.

I have helped horse trainers, single mothers, engineers, labourers and many other people from all walks of life double their income very quickly by teaching them how to become highly paid business consultants.

If you would like to see how they achieved this register for my Discovery Webinar and I will show you how it is possible to generate a Six, even a Seven figure income by becoming a business consultant.

20+ Helpful Tech Gadgets Tips - The Ultimate Troubleshooting Guide

It is no secret that technology has its flaws. When you buy cool tech gadgets they are not guaranteed to be 100% perfect. But sometimes the problem can be misuse of the product due to the buyer not reading the instructions carefully. Hi tech gadgets can present all sorts of problems from having a small glitch to having absolutely no power at all. I'm sure you like everyone else has bought Cool new tech gadgets only to get home to find something wrong with them, not a nice feeling. Here is a check list you should follow after buying tech gadgets:

1) Always read the user manual, this will often show you something you've done wrong. Never assume you know everything about it.

2) Check and double check that everything that is supposedly to be in the box is actually in the box. People throw away cables or small things because they do not look thoroughly through the packaging.

3) Be sure you check that all the appropriate accessories have been supplied, these can sometimes be excluded in the factory.

4) If you have bought a device from a foreign country you will need to check the voltage as this may vary. Failure do so could cause a shortage in your house and the destruction of your new high tech gadget.

5) Always check to see if the LED indicator is active, this lets you know that your new tech gadgets are receiving power.

6) Double check the battery is inserted properly; it should fit in nicely and not be loose. Most batteries will have an indicator on them as to which way they should fit.

7) Check the manual to see if all your cables are connected in the correct way.

8) Ensure that your cable is not the problem. You can check a cable by using it in another device that is similar.

9) Make sure that the side of a SIM card with the chip showing is face down in the device and connected.

10) Turning a device on and off can sometimes create a power surge that gives a new device the necessary power it needs on an initial boot up. This is the reason most Microsoft engineers will ask someone to do this first.

11) It is important to calibrate touch screen devices so that the device can adjust to your unique style of handling it.

13) When connecting to a PC make sure your device is connectable with your operating system whether it's 32-bit or 64-bit. A 64-bit system is faster than a 32-bit system.

14) When using an SD card or a GSM card make sure it is compatible with your device. Otherwise it simply will not work.

15) When you put media files on a GPS navigator or car DVD players it can confuse the device and it will not know what information to read.

16) Always get reviews from Google on apps or files types you have not tried before to see if there are any issues with them.

17) Always check that your device supports the file format you are trying to use. AVI and DIVX different at times as AVI is a container and DIVX is a codec.

18) Only perform a factory reset a last resort because you will lose all data and setting previously stored.

19) Do not flash your firmware unless you're ready for the full responsibility of repairing it. Most ecommerce stores and electronics retailers treat this as a warranty voiding issue because it is most frequently done incorrectly.

20) Anything extra that you sue on a device uses more power. So, if you're having a problem with short battery life, it's a good idea to turn off things like wifi, Bluetooth and screen luminosity.

21) Sellers keep batteries in remotes fresh by changing them or by using a high quality brand.

22) Is your device performing slower, or more choppily than it did the previous day? Perhaps you have not given it enough time to 'boot up'. Always give a device some time to start up. This is because if there are many programs they might take a few moments to boot. There you have it, you now have enough information to be your friends' and family's' go to guy 'for tech gadgets problems.

Computer Networking Simplified

So what is computer networking? To the uninitiated this term may sound intimidating but you may have already come across it or have even used it either at work or at home. For those new to computer networking, simply put, a network refers to a system where two or more computers are connected to each other. This is done so people can share things like information or computer hardware, like a printer for instance.

Now there are several things you need to set up a computer network. The most basic system consists of a protocol, NICs or network interface cards, cable and a hub.

A protocol is a set of rules that the computers have to follow in order for them to "speak the same language". For example, http is a protocol. If you want to be able to access a website from your computer that works on http, the website you are accessing must also operate on the same protocol otherwise you will not be able to read the site.

NICs are cards that you put at the back or side of a computer. This allows the computers to communicate with each other. A cable is simply a wire that connects the computers together and the hub is a device that controls traffic, for example, information that one computer sends to another.

Now this is a list of items for a standard network. You're going to need a different set of devices if you are going to go for wireless networking.

How does a computer network work? Let's say for instance, you want to send information from your desktop to your father's computer. The NIC on your PC transfers the file through the cable into the hub. The hub then transfers the data to your father's computer. If each of the units uses the same protocol then the information is accepted by your dad's computer and he will be able to open the file you just sent.

There are two types of networks: the LAN or local area network and the WAN or wide area network.

The LAN is a very simple type of network where all the units you connect are located in one place. There are two types of LAN, peer to peer and client server. A peer to peer network is where two or more computers are connected to each other directly. For example, computer 1 is connected to computer 2, computer 2 is connected to computer 3 and so on. The computers are dependent on each other so if one unit experiences problems, the others simply will not be able to connect to each other. The client server type is where all computers are connected to a main unit. This is more convenient because if one computer has problems, the others will not be affected. You will still be able to exchange data.

An example of a WAN is the internet. As you can see, this is a very large type of network allowing millions of users to connect with each other.

More and more people are looking to computer networking, even at home. This affords people more convenience and makes day to day life more efficient