Building Business Credit

Most businesses want to be able to borrow money when they
need it, without the owners having to personal guarantee the
loans. This means less risk to the owners. Hoping to get a
business loan without a personal guarantee is one thing and
actually obtaining it is quit another.

Too many business owners come to us last minute trying to
obtain additional financing. We are constantly approached by
business owners asking how to obtain business financing, and
more importantly, how to obtain it without a personal
guarantee! We watch as successful businesses are turned down
for financing because they have not taken the time to set up
the business credit properly.

More vital is after the business credit is set up, who should
the business contact to get financing? Let me also say one
thing, there is a common misconception, good business credit
will welcome bad personal credit. In most cases, this is
simply not true. It is important to have good personal credit
and good business credit.

Let's face it, banks are not donation centers! They will be
looking at both the business credit and the personal credit
of the owners of the business. Just because a business owner
has great business credit does not mean that the bank will
completely ignore the negative personal credit.

Part of building a good, solid business is taking care of
both business credit and personal credit. Although, building
business credit is totally different than building personal
credit. With business credit you will need to make sure that
you have a proper business entity set up. You will need to
make sure it is a real business. By that I mean it should
have the proper licensing and permits to operate in your
local jurisdiction. You will also need to have a real
address. Not a PO Box! You will need to set up the phone
number properly so that the business credit bureaus can
verify that you really are in business.

You will need to do business with companies that report to
the business credit bureaus. There are over 500,000 companies
that extend credit and less then 10,000 actually report to
the business credit bureaus. If you are doing business with
someone who does not report it does nothing for establishing
trade references.

The best advice that I can give is start now! The point that
your business needs the money is not the time to start
building business credit. Start before you need it so when
you need it it is available. Remember, the most important
part of building and operating a successful business is
laying the foundation and business credit is part of that
foundation that needs to be set up properly in the beginning.

Let me give a couple words of warning!

1. Do not try and buy
credit. There are a few companies that will try and sell
trade references for a large sum of money. This is a rip off
and as soon as the credit bureaus find out they will put your
company in "High Risk" status.

2. You do not need to spend large sums of money on "Shelf
Corporations "or" Aged Corporations, "shelf corporations have
their place and can be a benefit, but you can also build
business credit and obtain financing to a brand new
corporation.

3. Do not try and substitute good business credit for bad
personal credit. Spend the necessary time and money to repair
your personal credit while building your business credit.

Do yourself a favor and start building business credit the
right way so when your business needs financing you know
where to go to obtain it!

Can Your Man Escape Without Your Male Chastity Key?

Okay, you have your man locked up and you wear his male chastity key close to your heart for safekeeping. But, is he really safe and secure or can he escape when you are not looking?

Men are artful creatures. Women know that. That is why we must keep watch over them. It's also why so many of us put our men in male chastity in the first place. We know they lie to us about how often they masturbate, and we know that they are thinking about other women when they do it. Quite simply, men can not be trusted - particularly when it comes to their penis!

That's why, although you may have put your man in chastity and under lock and key, you still worry that he'll find some way to pick the lock and escape without telling you. That would defeat the entire point of male chastity and ruin all of your training efforts - putting him at risk for being seduced by another woman!

You know you do not want that but, do not worry. The truth is it's harder for a man to get out of a male chastity device without your key than you would think. Of course, it's not impossible; but with a little bit of preparation, you should be able to lock him up in male chastity and hide the key without worrying about him being a bad boy.

o The only way a man can really get out of a male chastity device is if you've purchased the wrong size for him. If he's poorly endowed he might be able to use ice to shrink his penis, slip out and then slip it back on. That's why it's important for you to be honest with yourself about the size of his equipment and order one that will fit him. When it doubt, err on the smaller side.

o The locks on male chastity devices are designed so that they will break if they are tampered with. Most importantly - the locks are numbered. That means that he can not just go buy another similar looking lock, break his own and then lock himself back up with the new one. When you get your man his male chastity device, the number will be printed on both the lock and the key. Whenever you unlock it, make sure the numbers match!

o He could reasonably break a plastic male chastity device with tools in his garage. But, the damage would be way obvious and getting caught is not the objective. If you buy him a steel one, he will not even be able to do that. He'd have to go to a professional welder to get it off - and do you really think he's going to risk the heat or admit to another man that you have him locked up? Probably not!

o If you are really worried about him having no self control at all and getting the thing welded off, you can always go all the way and get a chastity piercing. These piercings are attached in such a way that if he tried to rip it off without the key, he'd severely damage his manly bits - and no man is going to risk that.

o Most chastity devices come with keys that are labeled, "Do Not Copy." That means even if he tried to sneak the key away for an afternoon, most locksmiths will refuse to make a copy of it.

So, there you have it! With a little bit of patience, you can improve your marriage by keeping your man in chastity and under lock and key without ever worrying about him getting out!

Obviously, some devices are more secure than others. But, once you get to the point where he's comfortable being locked in steel - which should be every woman's goal - it will be virtually impossible for him to get out. That means you can train him and never have to worry about him cheating.

And, of course, if you ever notice him trying to get out, you could always enforce an extra month of chastity - which is a lesson he'll remember for the rest of your wonderful married life!

What's the Difference Between a Tuned and an Untuned Oscillator Circuit?

A tuned oscillator uses a LC (inductor-capacitor) tank-circuit, a frequency-selective RC (resistor-capacitor) circuit or a quartz crystal circuit in its feedback path. Generally, the output waveform shape from a tuned oscillator circuit is sinusoidal and for this to positive feedback is used around an amplifying device such as a transistor or op-amp.

If negative feedback is applied to an amplifier the gain of the amplifier is reduced but the stability is increased. With positive feedback however, the gain is increased but the stability is decreased. This increase in gain produces a situation where an alternating sinusoidal output is obtained without a signal input. The amplifier has now become an oscillator giving an alternating output with the energy required to maintain this oscillation is obtained from the dc supply.

A tank-circuit consisting of a parallel-tuned LC circuit or RC circuit is used as the frequency determination unit which is "tuned" to give oscillations around its resonant frequency, hence the name tuned oscillator. The output from this device is feedback to its own input in such a way that the feedback signal aids the change in input signal. No input signal is required because the frequency determining unit provides its own signal via the feedback network in such a way that the circuit is self-exciting. Then this type of circuit is known generally as a Feedback Oscillator (positive feedback) and oscillators which use this technique are:

LC Oscillators: As their name implies, LC oscillators consist of a parallel tuned inductor-capacitor tank circuit as their frequency determining unit. The capacitor is constantly charging and discharging through the inductor coil at its selected resonant frequency but due to the heavy losses in the resistive element of the coil, the dielectric of the capacitor, and in radiation from the circuit. So in a practical LC circuit the amplitude of the oscillatory voltage decreases at each half cycle and these oscillations would have always gone away to zero. If sufficient energy is applied at the appropriate time from a dc power supply in the cycle to overcome these losses then oscillations will continue at a constant frequency and amplitude indefinitely. Resonant frequency occurs when the coils inductive reactance (XL) equals that of the capacitive reaction (XC). Oscillations are controlled by varying the value of the capacitor (varactor).

Tuned oscillator circuits which use an LC (Inductor / Capacitor) tank circuit include:

• Hartley Oscillator
• Clapp Oscillator
• Colpitts Oscillator
• Tuned Collector Oscillator
• Pierce Oscillator
• Miller Oscillator

RC Oscillators: RC oscillators are also known as "phase shift oscillators" because their oscillating elements are made up of resistor-capacitor circuits which produce a phase-shifting circuit which corresponds to positive feedback. RC networks are not naturally oscillating circuits but become oscillating elements when connected transistor or operational amplifiers.

RC oscillators do not use inductors but instead produces oscillations at a frequency at which the RC network produces a 180 deg. phase shift. A single stage amplifier will produce 180 deg. phase shift between its input and output and which can be used as a stage to produce the required positive feedback. The output from the amplifier is fed back via the RC network to its input. The input is shifted 180 deg. through the amplifier and 180 deg. through the RC network and 180 deg. + 180 deg. = 360 deg. or zero phase shift.

One useful property of the RC oscillator is that output frequency is inversely proportional to capacitance which means that a change in capacitance produces a much higher frequency compared to the LC oscillator. However, the disadvantages are that the output power of the RC oscillator is low due to dissipation in the resistant elements and for positive feedback to occur the amplifier gain must be greater than 29.

Tuned oscillator circuits which use a RC (Resistor / Capacitor) phase shifting circuit include:

• Ladder Phase Shift Oscillator
• Relaxation Oscillator
• Quadrature Oscillator
• Wein Bridge Oscillator
• Switched Capacitor Oscillator
• Digitally Switched Oscillators
• Phase Advance Oscillator (current transfer)
• Phase Retard Oscillator (voltage transfer)

Crystal Oscillators: Quartz and some other crystalline substances exhibit the "piezo-electric" effect. When a mechanical stress or physical deformation is applied to two surfaces of a suitably cut crystal it will produce a voltage between the surfaces. Likewise, when a voltage is applied to the crystal it causes a small physical deformation to the actual shape of the crystal.

Then if the voltage produced by mechanical deformation is fed back in some way, it will itself produce mechanical distortion in the crystal which will produce a voltage, which will ... continue forever. This forms the basis of a number of crystal oscillators, because this feedback occurs only at the natural frequency of vibration of the crystal with this natural frequency value being determined by the "cut" of the crystal. Then the crystal in fact behaves as a resonant circuit with a very narrow bandwidth.

There is a limit to the stability and frequency that can be obtained from normal LC or RC tuned oscillators. Quartz crystal oscillators operate at very high frequencies up to 10Mhz when operating in the parallel mode. They also have very high stability and a resonant frequency with a very high Q factor making them ideal for use in CPU, microcontroller and video applications.

"Untuned Oscillators"

Unlike the tuned oscillators above, an untuned oscillator has no LC tank-circuit, frequency-selective RC or crystal circuit in its feedback path. Instead, an untuned oscillator uses nonlinear feedback and generally, the output waveform from an untuned oscillator is non-sinusoidal such as square-wave, triangular-wave or pulse being characterized by a sudden transition from one condition of stability or state to the next. Untuned oscillators are more commonly known as relaxation oscillators. Types of untuned oscillators include:

Ring Oscillator: Ring oscillators consist of an "odd" number of logic gates or amplifiers connected together in a series chain so that the output of the last is connected to the input of the first producing a ring type circuit. The frequency of oscillation depends upon the propagation delay of the components used and the number of odd "stages" that are within the ring. Oscillation frequency is very high as to is the power consumption. Ring oscillators are more of a novelty as their high frequency and use of components make them impractical as an oscillator.

Relaxation Oscillators: Relaxation oscillators are more commonly known as multivibrators. They are a class of oscillator in which the active devices (usually a transistor) in the circuit are driven well beyond their cut-off and saturation regions for a period of time. Relaxation oscillators are cheap and easy to build with the three main types of multivibrator being.

• Astable Multivibrator: - has no stable state.
• Monostable Multivibrator: - has one stable state.
• Bistable Multivibrator: - has two stable states.

555 and Timer Chips: As well as our old favorite the NE555 timer and its variations, there are a whole host of different chips available in both TTL and CMOS that can be used to generate a variety of different waveforms and signals with some of the most popular being the: 74LS121, 74LS123, 74LS221 and their variants.

Apartments for Sale in Turkey

Why to own an apartment in Turkey?

• Are you thinking of owning a property in the investment country Turkey? A high number of investors are seeking to buy Turkish apartments for various purposes such as accommodation, investment, and tourism.

• Turkey's economic growth in the past few years has leaked dramatically, and the real estate market in Turkey has been classified as one of the most lucrative markets in recent times.

• Turkey is an attractive country for real estate investments. It is considered the magnet of real estate investment and tourism. Many foreigners want to buy homes for sale in Turkey in 2017 and 2018 for various purposes such as tourism, accommodation, and investment.

The decision to buy an apartment in Turkey for the purpose of the investment is a right decision as:

• Turkey is strategically located between Europe and the Middle East, where you can find a variety of golden deals to buy homes and houses with sea views, from both local and international developers.

• On the other hand, the Turkish government is working to provide various facilities and tax exemptions in the real estate sector and encourage the establishment of new real estate projects, commensurate with the steady increase in housing.

• Turkey's booming tourist activity is also an important investment factor, with millions of tourists arriving each year, making the investment in Turkey, especially in the real estate field suitable for short-term tourist rentals, and guaranteed profit.

Tips for those wishing to buy ownership apartments in Turkey:

• When looking for ownership apartments for sale in Turkey , he should not be satisfied with the description he receives from many marketers in traditional and electronic media.

• The investor should study the area and decide to buy an apartment in it and must know the infrastructure, the type of apartments, the most important facilities and public services surrounding them.

• It is necessary to choose apartments built in accordance with international standards because this type of apartments increases in price over time.

• The investor must make sure that the apartment that he will buy is free of structural defects as well as free of any debts, taxes, financial assets or legal consequences.

• Looking for a reliable real estate agent to use in the purchase and ownership of apartments and to resolve any problem you may face.

Luxury Apartments in Turkey

When you look at the luxury apartments for sale in Turkey, you will notice the spread of smart homes in Turkey with advanced technology and luxury, shorten the time and carry out the vital tasks of their owners according to the latest artificial intelligence systems.

In addition to the smart apartments in Turkey, all types of luxury homes in Turkey, such as penthouses, duplexes, and luxury complexes, with modern entertainment systems, and many of these houses and complexes have wonderful designs both in terms of internal or external engineering , and wonderful views, and vast green spaces around, It spreads in most beautiful Turkish cities such as: Istanbul, Ankara, Bursa, Yalova, Antalya, Izmir, Trabzon, and Sakarya ...

Do you prefer to own a luxury apartment in Turkey? Follow these tips:

• When looking for apartments for sale in Istanbul, the investor should see them in real life and not just describe them from the many marketers in the traditional and electronic advertising media.

• The investor is advised to study the area that decides to buy an apartment in it and must know the infrastructure, type of apartments, and the most important facilities and public services surrounding them.

• Looking for a reliable real estate agent to get help in the purchase and ownership of apartments and to resolve any problem you may face.

• Make sure that your apartment is within the construction complexes that comply with international standards because this type of apartments will rise in price over time.

What to Consider When Buying a Conference Phone

For a high-quality conference call experience it makes sense to use the specialist equipment that is intended for the purpose. The conference phone is built with special components that help to provide the reliable sound quality for everyone involved to easily hear the conversation. Most of these phones have different design features and performance factors to provide a reliable service.

Here are several things to consider in the process of buying the conference phone:

Multiple features

The conference phone is built to include the standard functions of a normal phone, such as call transfer, mute redial and hold, as well as having the ability to adjust the sound settings to match the environment.

A great feature for sound clarity is the option to use multi directional microphones which can also help minimizeize echoes and excess noise inside the boardroom. The inclusion of duplex technology makes it possible to have a free-flowing conversation without the risk of dropouts at either end. Also, the wireless type of phone has greater flexibility for all participants.

Match the location

The conference phone has built-in microphones that are designed to work with different sized rooms, so it is essential to match the phone to the available space. Plus, there are other issues that can impact sound quality such as the amount of glass, wall paneling and hard surfaces. A typical office can use the phone that has a coverage area of ​​5 to 7 feet, while this will need to increase in the larger boardrooms that have multiple participants.

VoIP functionality

A conference setup with VoIP (Voice over Internet Protocol) technology is appreciated for being a lot more cost-effective than the regular phone setup, as well as the ability to provide messaging and video functionality. Plus the phone with Internet connectivity makes it a lot easier to get setup for providing webinar services and video conferencing.

Bluetooth Connectivity

The phones with Bluetooth connectivity make it easier for the participants in the call to connect and share data using their own digital devices. Also the phone that has USB sockets is easier to connect to Internet VOIP networks, which is also useful as a means to link the conference phone to a video screen.

Interference-Resistant

A useful solution to block common signal noises in the office environment, such as devices connected to wireless printers, is to use the type of phone that has the ability to resist all types of radio and electrical interference.

Corner Computer Desks

With the high price of office space today, getting maximum usage of all your space is essential. Placing your workations on corner computer desks can efficiently use an overlooked are of that space, the corners. These desks are designed to fit into that underused space compactly while still allowing more than adequate room to perform the tasks needed on your computer. There are many attractive designs available that will add shelf space for storage of supplies for your computer as well. You can find corner computer desks at most office furniture stores and many web sites on the Internet.

When you shop for your corner computer desks to use those underutilized areas of your expensive office space on the Internet, you should stay aware of a few things. First is to look for the shipping costs and types of shipping available. What seems to be a great price on those corner computer desks may turn out to be much higher after adding the shipping costs onto the price. Some firms may offer you free ground shipping with your order and then take six to eight weeks to get your order to you. So look at the shipping costs and look for the method of how it will be shipped before sending your payment.

Payment methods brings us to the second important thing to stay aware of. When you place that order for those corner computer desks you want for your office, never put your payment information on any page that is not a secure page. You can tell a secure page from a regular page by looking at the page address on your browser. A secure page will start with https: // . Regular pages start with http: // . That extra letter is only used on secure pages and is a sign that you are dealing with a reputable dealer. If the site that offers the corner computer desks you desire does not have a secure page for your ordering information, it is risky to do business with them. You will be better off to seek your corner computer desks elsewhere.

Corner computer desks are available in a wide variety of styles and finishes. With a little searching, you can find them in select hardwoods and even in faux finishes to appear as select hardwoods. One model I noticed appeared to be a corner hutch until you opened the cabinet to see the monitor and folded out the keyboard tray to type. Others have a minimalist style that just utilizes that underused area of ​​your office in an efficient manner. The choices are endless.

Corner computer desks are available at prices to fit any sized budget. A quick search on the Internet will locate corner computer desks starting well below a hundred dollars with some of those prices including shipping. They may have to be assembled upon delivery. Start using that under utilized space in your office today by placing your workstations on corner computer desks. You will be happy that you did.

Healthcare - The Fastest Route to a Bright Financial Future

We are all pursuing education so as to secure our future financially. Here it is very necessary to take up education in fields that are fast growing, so that we can also get the maximum financial benefits in the years to come.

Healthcare is seen as one of the fastest growing opportunities in the US. According to the US Department of Labor, seven out of 10 highest growing jobs are in the healthcare industry.

This has been primarily due to the "Baby Boomers", who are fairly well off and can afford a more than reasonable amounts to spend on healthcare.

People born in the 1950's, who are still in great health, are hiring people to tend to their aging parents. Earlier people used to take care of their parents themselves, but now they can very well afford to hire help.With escalating healthcare costs, the demand for professionals with lower wages and lower skills is skyrocketing, the growth in demand for doctors and nurses is fairly steady. But medical assistants, dental assistants and physical therapist aides should expect a growth of at least 30% in the next few years.

Dental assistants will be in great demand as Dentists are going to need more assistants for routine tasks, so they can devote more time to specialized tasks.

Most assistants learn on the job, but now more people are going for specialized training, which typically takes 1 year or even less to complete.

Their jobs covers functions like sterilizing equipment, prepare and layout instruments and other dental material, collect dental records, prepare patients for treatment, assist the dentist during the process, take X-rays, prepare dental impressions and a whole lot of associated activities.

For those who wish to pursue this career, a background in biology, chemistry, health is needed. Further training with programs approved by the American Dental Association (ADA), which are either a 1 year Certificate or Diploma, or a 2 year Associate degree. There are a number of private vocational institutes that even offer 6 months training, but these are not accredited.

Even after completion of the program, on-the-job training is considered important and assistants have to learn the manner in which the dentist runs his clinic and the procedures and practices that he follows. These can vary from dentist to dentist.

A person can expect to work 35 to 40 hours in a week at wages ranging from $ 15 to $ 25 per hour.

Similarly, Medical assistants will also be in short supply and the demand is going to grow very fast.

Medical assistants are practically running the clinics of doctors, chiropractors and other health practitioners. Their duties vary from clinic to clinic, depending on the location, size and specialty of the practitioner. They handle both administrative and clinical tasks.They maintain patient records, deal with insurance, interact with hospitals, laboratories in addition to other basic office activities like telephones, correspondence, appointments etc.

Post secondary programs are offered for a 1 year certificate or diploma, or for a 2 years Associate degree.

However formal training is not really required, as on the job training can also be suitable to get a job.

The job generally is a 40 hours per week full time or part time occupation. The annual salaries vary from $ 24000 to $ 40000.

In all these statements, certifications from recognized bodies can be of great help. Also all these jobs offer great scope for further progress into associated fields, thereby the person can be assured of a secure financial future.

In case you need more information about these professions, please comment on the article or you can contact the author by email