Financial Manipulation - Techniques By The Big Professionals

Financial manipulation is hard to resist for all financial organizations. Fraud, deception and financial scam are very attractive operations that could prove ruinous for any organization.The goal of the scammer is of course to make money from the scam.

Certainly, institutions and modern financial markets are expected to be highly regulated (which can also be a source of ambiguity) and closely monitored. But the wheels of finance are working with human beings and when there is money at stake, the temptation to cheat is just too great. In addition, the "watchdogs" do not always work, either because of incompetence or deliberately.

Despite all qualities of human beings, and all possible precautions and surveillance, people demonstrate, among other things, greed, delusion, and sheep mentality - everything needed for a financial manipulation to be put in motion.

The financial crisis of 2007-2009 is a typical example of the widespread use of dishonest practices. The banks had provided loans to many "bad" borrowers, have grouped these debts and turned them into financial assets and derivative contracts - virtually worthless to investors.

The main incentives which contributed to this financial manipulation and which helped to create one of the largest political financial scams of all time were:

• A massive creation of money due to a policy of money creation and lax credit rates (cash abundant and essentially free) by US monetary authorities.
• Combined with great neglect (incompetence, naivety) in the monitoring of the rapid changing technical and financial practices.
• Securitization (grouping as marketable funds) of worthless assets.
• Creation of more or less ghost investment companies to negotiate these assets. It has been talked about a shadow banking system.
• Derivative contracts (credit capacity) has been made without warranties or organized market liquidity.

It has been made difficult for investors to know what had been hidden behind the appealing appearance of the financial products.

These procedures of financial manipulation:

• replied in a huge "leakage" with very little equity and large debts. These have become "toxic debts" or "toxic assets" with nobody wanting to buy them.
• took the form of a gigantic Ponzi scheme of several trillions of dollars.

This incredibly huge scam, collapsing, produced a crisis that nearly all financial institutions both American and global, interconnected by relationships of account, going bankrupt one after another in a domino effect.

Business Center - An Overview

In today's tough business scenario, organizations always look for effective ways to reduce expenses, increase productivity and improve operational efficiency. As businesses expand across geographies, it is not always possible to set up a permanent office in a prime location on day one. Particularly, in the case of start-ups and small businesses where infrastructure budgets are less, it is very important to put the best foot forward.

Business centers are of great help for all those who are looking for fully functional office premises, but, do not wish to invest in property as of now. Serviced centers act as a place for such entrepreneurs giving them flexibility to operate their business round the clock, backed with complete infrastructure and other necessities.

What is it?

A corporate center is a fully managed workplace that offers end-to-end business facilities and infrastructure for short, medium or long durations. Clients get to choose from a variety of flexible options to suit their needs. Based on a particular space or infrastructure requirements, clients can take advantage of customized services.

These centers facilitate clients with effective layouts, office size and number of workstations, support facilities as well as administrative support. All clients need to do is just walk-in with a tea, start a business and pay only for what they use.

What are the services offered?

Commercial centers are best known for their serviced office spaces, all sorts of businesses, from international organizations to start-ups, require support infrastructure such as meeting rooms, technical platforms, reception services, video-conferencing facilities, hospitality services, facility management and IT support. Corporate centers offer all these and a lot more. In addition, most of these centers offer virtual offices which allow an entrepreneur to have a business address along with all the office services, without having invested in a physical office.

How to choose?

State -of-the-art infrastructure, fully equipped offices, end-to-end technical support and business flexibility are the advantages of an excellent corporate center. Consider the following factors before shortlisting a business center:

Location - centrally located offices in close proximity to financial hubs, business services, food joints and transportation

Executive offices - excellent quality business infrastructure, well-maintained concessions and fully equipped offices

Technical support - WiFi, business support services, voice and video facilities, air conditioning, printing and scanning facilities, UPS maintenance and server rooms

Hospitality - professional reception, meeting and guest management measures, facilities for refreshments and snacks, housekeeping facilities as well as round-the-clock maintenance support

Meeting rooms -flexible facilities such as video conferencing facilities, LCD projectors and specific arrangements for training sessions, conferences and consulting sessions

The Advantages of Using a Bluetooth Gaming Headset

With today's video game titles, it's common to have many players part of the game. Whether this is Xbox live, popular PC titles, the Play station network, or others. Being able to communicate with other players is extremely important. That is why most will choose a Bluetooth gaming headset. While most wireless headsets will do the job of picking up your voice for other players to hear, some prefer to use a Bluetooth gaming headset because of the advantages that it offers to offer over other types. Find out what these are and why they are useful.

First of all, a Bluetooth gaming headset is not going to have all the extra cords that tend to get in the way or the problem of having cords that are too short. Thus, a Bluetooth headset uses a wireless technology that does not require cords. This is helpful when playing so that other people in the room will not trip over their own cords and will not get in the way of the keyboard or mouse when on a computer. This alone makes a Bluetooth headset worth the extra money.

Bluetooth headsets work with all consoles and computers. Since most computers today and consoles have Bluetooth technology, these types of headsets will work with the devices that you already own. Since Bluetooth is a standard for most devices these days, you will not have to worry about it not working. If you go to a friend's house who owns a different console than your own, you will not have to worry about your headset not working. You can also choose to use the Bluetooth technology when chatting online with programs like Skype.

Bluetooth is one of the highest quality wireless technologies to use. Whenever you speak into your Bluetooth gaming headset, the speech will be crystal clear compared to other types of wireless devices that choose to not use Bluetooth. For all practical purposes, a Bluetooth gaming headset has the range and clarity that you expect to have. There also will not be any interference issues from other devices which is also a good benefit.

Most of the highest rated wireless gaming headsets today use Bluetooth technology. This means when shopping for a Bluetooth gaming headset, you can feel confident in your purchase because the highest rated ones fall into this category these days. While some still use cords, most of the best ones use Bluetooth technology. In terms of design, these tend to look the best as well.

While there are other options to consider, a Bluetooth tend to be one of the better choices. Because of all the advantages that Bluetooth provides, many gamers today use Bluetooth technology with full confidence.

Building Business Credit

Most businesses want to be able to borrow money when they
need it, without the owners having to personal guarantee the
loans. This means less risk to the owners. Hoping to get a
business loan without a personal guarantee is one thing and
actually obtaining it is quit another.

Too many business owners come to us last minute trying to
obtain additional financing. We are constantly approached by
business owners asking how to obtain business financing, and
more importantly, how to obtain it without a personal
guarantee! We watch as successful businesses are turned down
for financing because they have not taken the time to set up
the business credit properly.

More vital is after the business credit is set up, who should
the business contact to get financing? Let me also say one
thing, there is a common misconception, good business credit
will welcome bad personal credit. In most cases, this is
simply not true. It is important to have good personal credit
and good business credit.

Let's face it, banks are not donation centers! They will be
looking at both the business credit and the personal credit
of the owners of the business. Just because a business owner
has great business credit does not mean that the bank will
completely ignore the negative personal credit.

Part of building a good, solid business is taking care of
both business credit and personal credit. Although, building
business credit is totally different than building personal
credit. With business credit you will need to make sure that
you have a proper business entity set up. You will need to
make sure it is a real business. By that I mean it should
have the proper licensing and permits to operate in your
local jurisdiction. You will also need to have a real
address. Not a PO Box! You will need to set up the phone
number properly so that the business credit bureaus can
verify that you really are in business.

You will need to do business with companies that report to
the business credit bureaus. There are over 500,000 companies
that extend credit and less then 10,000 actually report to
the business credit bureaus. If you are doing business with
someone who does not report it does nothing for establishing
trade references.

The best advice that I can give is start now! The point that
your business needs the money is not the time to start
building business credit. Start before you need it so when
you need it it is available. Remember, the most important
part of building and operating a successful business is
laying the foundation and business credit is part of that
foundation that needs to be set up properly in the beginning.

Let me give a couple words of warning!

1. Do not try and buy
credit. There are a few companies that will try and sell
trade references for a large sum of money. This is a rip off
and as soon as the credit bureaus find out they will put your
company in "High Risk" status.

2. You do not need to spend large sums of money on "Shelf
Corporations "or" Aged Corporations, "shelf corporations have
their place and can be a benefit, but you can also build
business credit and obtain financing to a brand new
corporation.

3. Do not try and substitute good business credit for bad
personal credit. Spend the necessary time and money to repair
your personal credit while building your business credit.

Do yourself a favor and start building business credit the
right way so when your business needs financing you know
where to go to obtain it!

Can Your Man Escape Without Your Male Chastity Key?

Okay, you have your man locked up and you wear his male chastity key close to your heart for safekeeping. But, is he really safe and secure or can he escape when you are not looking?

Men are artful creatures. Women know that. That is why we must keep watch over them. It's also why so many of us put our men in male chastity in the first place. We know they lie to us about how often they masturbate, and we know that they are thinking about other women when they do it. Quite simply, men can not be trusted - particularly when it comes to their penis!

That's why, although you may have put your man in chastity and under lock and key, you still worry that he'll find some way to pick the lock and escape without telling you. That would defeat the entire point of male chastity and ruin all of your training efforts - putting him at risk for being seduced by another woman!

You know you do not want that but, do not worry. The truth is it's harder for a man to get out of a male chastity device without your key than you would think. Of course, it's not impossible; but with a little bit of preparation, you should be able to lock him up in male chastity and hide the key without worrying about him being a bad boy.

o The only way a man can really get out of a male chastity device is if you've purchased the wrong size for him. If he's poorly endowed he might be able to use ice to shrink his penis, slip out and then slip it back on. That's why it's important for you to be honest with yourself about the size of his equipment and order one that will fit him. When it doubt, err on the smaller side.

o The locks on male chastity devices are designed so that they will break if they are tampered with. Most importantly - the locks are numbered. That means that he can not just go buy another similar looking lock, break his own and then lock himself back up with the new one. When you get your man his male chastity device, the number will be printed on both the lock and the key. Whenever you unlock it, make sure the numbers match!

o He could reasonably break a plastic male chastity device with tools in his garage. But, the damage would be way obvious and getting caught is not the objective. If you buy him a steel one, he will not even be able to do that. He'd have to go to a professional welder to get it off - and do you really think he's going to risk the heat or admit to another man that you have him locked up? Probably not!

o If you are really worried about him having no self control at all and getting the thing welded off, you can always go all the way and get a chastity piercing. These piercings are attached in such a way that if he tried to rip it off without the key, he'd severely damage his manly bits - and no man is going to risk that.

o Most chastity devices come with keys that are labeled, "Do Not Copy." That means even if he tried to sneak the key away for an afternoon, most locksmiths will refuse to make a copy of it.

So, there you have it! With a little bit of patience, you can improve your marriage by keeping your man in chastity and under lock and key without ever worrying about him getting out!

Obviously, some devices are more secure than others. But, once you get to the point where he's comfortable being locked in steel - which should be every woman's goal - it will be virtually impossible for him to get out. That means you can train him and never have to worry about him cheating.

And, of course, if you ever notice him trying to get out, you could always enforce an extra month of chastity - which is a lesson he'll remember for the rest of your wonderful married life!

What's the Difference Between a Tuned and an Untuned Oscillator Circuit?

A tuned oscillator uses a LC (inductor-capacitor) tank-circuit, a frequency-selective RC (resistor-capacitor) circuit or a quartz crystal circuit in its feedback path. Generally, the output waveform shape from a tuned oscillator circuit is sinusoidal and for this to positive feedback is used around an amplifying device such as a transistor or op-amp.

If negative feedback is applied to an amplifier the gain of the amplifier is reduced but the stability is increased. With positive feedback however, the gain is increased but the stability is decreased. This increase in gain produces a situation where an alternating sinusoidal output is obtained without a signal input. The amplifier has now become an oscillator giving an alternating output with the energy required to maintain this oscillation is obtained from the dc supply.

A tank-circuit consisting of a parallel-tuned LC circuit or RC circuit is used as the frequency determination unit which is "tuned" to give oscillations around its resonant frequency, hence the name tuned oscillator. The output from this device is feedback to its own input in such a way that the feedback signal aids the change in input signal. No input signal is required because the frequency determining unit provides its own signal via the feedback network in such a way that the circuit is self-exciting. Then this type of circuit is known generally as a Feedback Oscillator (positive feedback) and oscillators which use this technique are:

LC Oscillators: As their name implies, LC oscillators consist of a parallel tuned inductor-capacitor tank circuit as their frequency determining unit. The capacitor is constantly charging and discharging through the inductor coil at its selected resonant frequency but due to the heavy losses in the resistive element of the coil, the dielectric of the capacitor, and in radiation from the circuit. So in a practical LC circuit the amplitude of the oscillatory voltage decreases at each half cycle and these oscillations would have always gone away to zero. If sufficient energy is applied at the appropriate time from a dc power supply in the cycle to overcome these losses then oscillations will continue at a constant frequency and amplitude indefinitely. Resonant frequency occurs when the coils inductive reactance (XL) equals that of the capacitive reaction (XC). Oscillations are controlled by varying the value of the capacitor (varactor).

Tuned oscillator circuits which use an LC (Inductor / Capacitor) tank circuit include:

• Hartley Oscillator
• Clapp Oscillator
• Colpitts Oscillator
• Tuned Collector Oscillator
• Pierce Oscillator
• Miller Oscillator

RC Oscillators: RC oscillators are also known as "phase shift oscillators" because their oscillating elements are made up of resistor-capacitor circuits which produce a phase-shifting circuit which corresponds to positive feedback. RC networks are not naturally oscillating circuits but become oscillating elements when connected transistor or operational amplifiers.

RC oscillators do not use inductors but instead produces oscillations at a frequency at which the RC network produces a 180 deg. phase shift. A single stage amplifier will produce 180 deg. phase shift between its input and output and which can be used as a stage to produce the required positive feedback. The output from the amplifier is fed back via the RC network to its input. The input is shifted 180 deg. through the amplifier and 180 deg. through the RC network and 180 deg. + 180 deg. = 360 deg. or zero phase shift.

One useful property of the RC oscillator is that output frequency is inversely proportional to capacitance which means that a change in capacitance produces a much higher frequency compared to the LC oscillator. However, the disadvantages are that the output power of the RC oscillator is low due to dissipation in the resistant elements and for positive feedback to occur the amplifier gain must be greater than 29.

Tuned oscillator circuits which use a RC (Resistor / Capacitor) phase shifting circuit include:

• Ladder Phase Shift Oscillator
• Relaxation Oscillator
• Quadrature Oscillator
• Wein Bridge Oscillator
• Switched Capacitor Oscillator
• Digitally Switched Oscillators
• Phase Advance Oscillator (current transfer)
• Phase Retard Oscillator (voltage transfer)

Crystal Oscillators: Quartz and some other crystalline substances exhibit the "piezo-electric" effect. When a mechanical stress or physical deformation is applied to two surfaces of a suitably cut crystal it will produce a voltage between the surfaces. Likewise, when a voltage is applied to the crystal it causes a small physical deformation to the actual shape of the crystal.

Then if the voltage produced by mechanical deformation is fed back in some way, it will itself produce mechanical distortion in the crystal which will produce a voltage, which will ... continue forever. This forms the basis of a number of crystal oscillators, because this feedback occurs only at the natural frequency of vibration of the crystal with this natural frequency value being determined by the "cut" of the crystal. Then the crystal in fact behaves as a resonant circuit with a very narrow bandwidth.

There is a limit to the stability and frequency that can be obtained from normal LC or RC tuned oscillators. Quartz crystal oscillators operate at very high frequencies up to 10Mhz when operating in the parallel mode. They also have very high stability and a resonant frequency with a very high Q factor making them ideal for use in CPU, microcontroller and video applications.

"Untuned Oscillators"

Unlike the tuned oscillators above, an untuned oscillator has no LC tank-circuit, frequency-selective RC or crystal circuit in its feedback path. Instead, an untuned oscillator uses nonlinear feedback and generally, the output waveform from an untuned oscillator is non-sinusoidal such as square-wave, triangular-wave or pulse being characterized by a sudden transition from one condition of stability or state to the next. Untuned oscillators are more commonly known as relaxation oscillators. Types of untuned oscillators include:

Ring Oscillator: Ring oscillators consist of an "odd" number of logic gates or amplifiers connected together in a series chain so that the output of the last is connected to the input of the first producing a ring type circuit. The frequency of oscillation depends upon the propagation delay of the components used and the number of odd "stages" that are within the ring. Oscillation frequency is very high as to is the power consumption. Ring oscillators are more of a novelty as their high frequency and use of components make them impractical as an oscillator.

Relaxation Oscillators: Relaxation oscillators are more commonly known as multivibrators. They are a class of oscillator in which the active devices (usually a transistor) in the circuit are driven well beyond their cut-off and saturation regions for a period of time. Relaxation oscillators are cheap and easy to build with the three main types of multivibrator being.

• Astable Multivibrator: - has no stable state.
• Monostable Multivibrator: - has one stable state.
• Bistable Multivibrator: - has two stable states.

555 and Timer Chips: As well as our old favorite the NE555 timer and its variations, there are a whole host of different chips available in both TTL and CMOS that can be used to generate a variety of different waveforms and signals with some of the most popular being the: 74LS121, 74LS123, 74LS221 and their variants.

Apartments for Sale in Turkey

Why to own an apartment in Turkey?

• Are you thinking of owning a property in the investment country Turkey? A high number of investors are seeking to buy Turkish apartments for various purposes such as accommodation, investment, and tourism.

• Turkey's economic growth in the past few years has leaked dramatically, and the real estate market in Turkey has been classified as one of the most lucrative markets in recent times.

• Turkey is an attractive country for real estate investments. It is considered the magnet of real estate investment and tourism. Many foreigners want to buy homes for sale in Turkey in 2017 and 2018 for various purposes such as tourism, accommodation, and investment.

The decision to buy an apartment in Turkey for the purpose of the investment is a right decision as:

• Turkey is strategically located between Europe and the Middle East, where you can find a variety of golden deals to buy homes and houses with sea views, from both local and international developers.

• On the other hand, the Turkish government is working to provide various facilities and tax exemptions in the real estate sector and encourage the establishment of new real estate projects, commensurate with the steady increase in housing.

• Turkey's booming tourist activity is also an important investment factor, with millions of tourists arriving each year, making the investment in Turkey, especially in the real estate field suitable for short-term tourist rentals, and guaranteed profit.

Tips for those wishing to buy ownership apartments in Turkey:

• When looking for ownership apartments for sale in Turkey , he should not be satisfied with the description he receives from many marketers in traditional and electronic media.

• The investor should study the area and decide to buy an apartment in it and must know the infrastructure, the type of apartments, the most important facilities and public services surrounding them.

• It is necessary to choose apartments built in accordance with international standards because this type of apartments increases in price over time.

• The investor must make sure that the apartment that he will buy is free of structural defects as well as free of any debts, taxes, financial assets or legal consequences.

• Looking for a reliable real estate agent to use in the purchase and ownership of apartments and to resolve any problem you may face.

Luxury Apartments in Turkey

When you look at the luxury apartments for sale in Turkey, you will notice the spread of smart homes in Turkey with advanced technology and luxury, shorten the time and carry out the vital tasks of their owners according to the latest artificial intelligence systems.

In addition to the smart apartments in Turkey, all types of luxury homes in Turkey, such as penthouses, duplexes, and luxury complexes, with modern entertainment systems, and many of these houses and complexes have wonderful designs both in terms of internal or external engineering , and wonderful views, and vast green spaces around, It spreads in most beautiful Turkish cities such as: Istanbul, Ankara, Bursa, Yalova, Antalya, Izmir, Trabzon, and Sakarya ...

Do you prefer to own a luxury apartment in Turkey? Follow these tips:

• When looking for apartments for sale in Istanbul, the investor should see them in real life and not just describe them from the many marketers in the traditional and electronic advertising media.

• The investor is advised to study the area that decides to buy an apartment in it and must know the infrastructure, type of apartments, and the most important facilities and public services surrounding them.

• Looking for a reliable real estate agent to get help in the purchase and ownership of apartments and to resolve any problem you may face.

• Make sure that your apartment is within the construction complexes that comply with international standards because this type of apartments will rise in price over time.