No Credit Check Student Loans

Looking for no credit check student loans? These types of loans do exist, believe it or not. The only no credit check student loans you can get are federal student loans.

Federal loans for students are offered by the government as an investment in students' education. Because of this, the government backs each loan. This means that federal loans do not have any credit check or cosigner requirement. Because federal loans have no cosigner requirement, they are perfect for students with bad or no credit history at all.

Now, there are two federal loans given out: Perkins loan and Stafford loan. The Stafford loan is the larger loan and comes in two flavors, depending on the student's financial needs. Low income students are given out subsidized federal Stafford loans - this is a loan where the government will pay the interest for the duration of the student's schooling. The unsubsidized Stafford loan can be had by any student, regardless of their income (and as long as they are an American citizen and have a social security number).

Now, if you are looking for a no credit check private student loan, there are a couple options you can seek out. Bad credit student loans are loans offered by poor credit lenders. Such loans can be found online. Keep in mind that these types of loans have very steep interest loans - you will want to avoid getting this type of loan unless you absolutely have no other way to pay for college.

Getting a no credit check student loan is possible, through federal loans or bad credit loans.

Insurance Agents Name Choices - Insurance Specialist, Financial Planner, or Life Advisor?

Are you one of the plain insurance agents? Agents often prefer to upgrade their title as an insurance specialist or financial advisor on their business card. Names like life advisor reflect positive experience and knowledge. Which of these different terms distinguishes you from being just one of the insurance agents? Here are 101 top choices to pick from.

There is a lot more to a name then may realize. Calling yourself an agent or sales agent makes you sound run of the mill. It also projects the sound of a salesman trying to sell you something. Few people enjoy feeling a person is selling them anything, it stinks of pressure. This is why in this list of different terms you will see how high words like specialist, expert, and professional rank. The prospect gets a completely new perspective, just by the title you give yourself! Prospects closely take notice when an agent jointly works with them in reaching a decision on what is the best plan of action. Prospective clients want to feel like they are part of the decision process.

Important internet search tip: to get an accurate count use quote marks around your term, "insurance specialist" will only give you that term in that exact order. Without the quotes you would also get all instances of people searching terms such as specialist insurance, specialist in writing insurance claims, specialist in auto insurance sales, etc.

To give this article value, in front of each of the insurance agents distinctions is the number of current Google listings. This way you can easily see how often internet views "insurance agent" look-up terms like specialist, planner, representative, and. advisor. Please remember the Google count figures often change daily.

1. 10,600,000 = financial advisor

2. 6,690,000 = insurance agent

3. 4,280,000 = financial planner

4. 2,120,000 = investment advisor

5. 1,780,000 = insurance agents brokers

6. 1,600,000 = investment adviser

7. 999,000 = insurance guide

8. 735,000 = insurance specialist

9. 638,000 = financial expert

10. 604,000 = financial professional

11. 590,000 = financial specialist

12. 513,000 = life pro

13. 433,000 = insurance professional

14. 431,000 = health insurance agent

15. 322,000 = insurance expert

16. 271,500 = insurance salesman

17. 269,000 = life professional

18. 268,000 = life insurance agent

19. 253,000 = insurance consultant

20. 252,000 = insurance advisor

21. 244,000 = insurance sales representative

22. 219,000 = insurance manager

23. 218,000 = estate advisor

24. 217,000 = insurance executive

25. 189,000 = estate planner

26. 186,000 = independent insurance sale

27. 179,000 = insurance sales agent

28. 155,000 = insurance seller

29. 130,000 = insurance producer

30. 126,000 = investment representative

29. 120,000 = insurance authority

30. 119,000 = insurance representative

31. 112,000 = life agent

32. 107,000 = life insurance specialist

32. 104,000 = life specialist

33. 102,000 = insurance adviser

34. 89,900 = insurance sales manager

35. 86,200 = licensed insurance agent

36. 85,200 = insurance manager

37. 71,000 = health agent

38. 66,600 = insurance pro

39. 65,100 = insurance sales rep

40. 60,000 = insurance designer

41. 59,400 = insurance sales person

42. 55,600 = life consultant

43. 54,500 = group agent

44. 52,200 = ins agent

45. 50,100 = estate adviser

46. ​​50,000 = insurance pros

47. 46,800 = insurance counselor

48. 43,800 = financial pro

49. 43,400 = insurance salesperson

50. 40,200 = insurance sales specialist

51. 37,700 = life producer

52. 37,000 = insurance sales executive

53. 35,400 = independent insurance brokers

54. 34,700 = long term care professional

55. 34,500 = financial planning advisor

56. 33,900 = medical insurance specialist

57. 31,300 = health insurance professional

58. 29,300 = life insurance expert

59. 29,000 = insurance rep

60. 28,900 = financial planning advisor

61. 27,500 = health insurance specialist

62. 26,000 = health insurance advisor

63. 25,500 = independent insurance professional

64. 24,700 = employee benefits specialist

65. 24,000 = life advisor

66. 22,900 = life insurance advisor

67. 21,800 = life insurance sales specialist

68. 19,900 = life insurance professional

69. 19,300 = insurance producer

70. 19,200 = licensed financial planner

71. 16,200 = health insurance producer

72. 14,900 = insurance sales consultant

73. 14,000 = term life insurance broker

74. 12,800 = long term care specialist

75. 12,700 = annuity specialist

76. 12,500 = estate planning specialist

77. 12,200 = insurance marketer

78. 11,950 = life insurance representative

79. 11,900 = insurance planner

80. 10,600 = insurance sales professional

81. 10,400 = life insurance advisor

82. 10,200 = insurance writer

83. 9,650 = insurance recruiter

84. 9,480 = financial planning advisor

85. 9,030 = estate planning advisor

86. 8,570 = annuity broker

87. 7,520 = insurance general manager

88. 7,070 = insurance trainee

89. 6,800 = long term care insurance specialist

90. 6,670 = term life insurance agent

91. 6,440 = long term care insurance agent

92. 5,870 = licensed life agent

93. 5,300 = financial insurance agent

94. 5,270 = annuity agent

95. 5,080 = ins professional

96. 5,030 = medical insurance professional

97. 5,010 = disability insurance agent

98. 4,990 = employee benefits professional

99. 4,430 = mortgage insurance agent

100. 4,200 = disability insurance specialist

101. 3,900 = long term care agent

For your own sake, never tell prospective clients that you are one of 1,500,000 insurance agents licensed to sell life, health, annuities, and financial policies. The term insurance specialist or insurance professional immediately makes your prospect more confident of your abilities. However, please do not use the overused and abused terms of financial planner or estate planner unless you actually are qualified to be one.

If case, you are interested, here are more titles with over 1,000 Google entry occurrences that did not make the top 101 list. They include group health professional, ins specialist, insurance marketing representative, health insurance adviser, ins representative, term life insurance specialist, mortgage life insurance agent, insurance marketing specialist, disability insurance broker, life ins agent, term life agent, senior market specialist, life investment adviser, MDRT insurance agent, and insurance saleswoman.

Should you want to get more attention on major search engines like Google, Yahoo, and Ask, here are some tips. On the front of your website entry page, use the title and first line to put a more descriptive term about the services you provide. Rather than announcing "insurance agent for many products", try this, "medical insurance professional and disability insurance specialist." Both of these titles only have about 5,000 competitive entries, which could include 3,500 to 4,000 weak ones each. Now it depends on following the advice given, and internet search engine skills you possess. An internet searcher might now find you in the top 100 listings for each of the terms! On an "insurance agent" search, with well over 6,000,000 listings, it might take a 24/7 week to find you listed toward the end of the heap.

Making a Natural Edge Bowl, Article 4

Article 3 dealt with completing the rough turning of the Natural Edge Bowl; you have rough turned both the inside and the outside of the bowl and you are ready to dry the bowl. We will discuss several ways to dry the bowls also how to finish turning the bottom of the bowl and final sanding.

There are a number of ways to dry your bowl. Many wood turners will continuously turn bowls and place then in a cool dry location with moderate temperature and good air circulation to dry; this process will take about one year. This method allows you to create an inventory of bowls at very stages of dry; you will always have a dry bowl ready to finish. I never liked waiting a long time for wood to dry so I built a small Wood Kiln; see below. This kiln will dry a bowl 1 inch thick in 7 to 14 days all depending the amount of moisture to be removed and the amount of wood that is in the kiln.

Other ways to dry green wood is to microwave the wood in short bursts until it is dry; it is very easy to burn the wood. On a very small scale this might be OK. Another way is to place green turnings in dry wood chips, works well but again this process takes time.

Let's jump ahead and start working on our dried rough turned bowl. Some types of wood will have small checks, these can be turned out. There will also be some warping which can also be turned out. Some species wood will crack and warp no matter what you do, Pacific Madrone (Arbutus menxiesii), is one; very petty wood. The only way I have been able to dry this wood is let it slow air dry and then work around the cracks and warping.

Your bowl has been finished both inside and outside and sanded to least 250 grit. Some wood turners will sand way out to 600 or more, this can be a reduction to your project because the finish will not stick to the wood if it is too smooth, read the manufactures instructions. Most finishes; waxes, varnishes, oil, water based products and lacquer all recommend sanding the surface to 250 grit. One of my favorite finishes is "Dalys Profin", Gloss; This is a wipe on and wipe off oil product, leaves a very nice finish.

The final step is to finish the bottom of the bowl; this is called reverse chucking. There are mega or jumbo jaws available that will attach to your scroll chuck; the shape of the edge of the bowl will make or break your ability to hold the bowl in the chuck. If your bowl has a smooth even edge the jumbo jaws are good. My preferred method is vacuum chucking, as long as the bottom is smooth with no holes it is bullet proof. At sea level a six inch vacuum cup has about 400 pounds of holding force.

Centering the turning on the vacuum chuck is the hardest part. The best way to center the bowl on the vacuum cup is to use a scroll chuck with a reverse "Chucking Alignment Adapter" which is inserted into the tail stock. The tail stock, with the bowl is brought forward to the vacuum cup almost touching and locked down to stabilize the bowl. Turn on the vacuum and advance the quill to the vacuum cup. After the bowl is sucked tight to the vacuum cup loosen the scroll chuck and pull the tail stock. Turn the bottom.

When I turn the bottom I like to leave a small foot for the bowl to rest on, this creates a shadow under the lower edge of the bowl, makes for a nicer presentation.

Compare Nokia 6500 Slide With Nokia 6300 and Select the Right Choice

These days, mobile phone brands are launching such wonderful models, that one finds it difficult to select an appropriate model. But, still it is possible. These models are meant for the people who come with different kinds of interests. Some users want advanced multimedia features, some others are interested in only simple features and so on. These days, the big brand Nokia has created a craze among the users. The models of this brand have gained popularity through the world.

Two models Nokia 6500 Slide and Nokia 6300 can be taken for instance. If we compare Nokia 6500 Slide with Nokia 6300, we find both handsets consist of a lot of sophisticated features. The 6500 Slide is a third generation handset with a number of advanced features. The 6300 model is a second generation gadget, but still have astonishing functionalities.

The 6500 Slide is a widget which comes with dimensions of 96.5 x 46.5 x 16.4 mm and a bit heavy weight of 125 grams. On the other hand, the 6300 is a light weight handset with 91 grams of weight and has dimensions of 106.4 x 43.6 x 11.7 mm. The standard battery of the Slide deliveries a mammoth talk time of 6 hours and a standby time of up to 310 hours. The talk time of 3 hours 30 minutes and the standby time of 348 hours is available with the 6300. In this way, we see that both of these handsets
are outperforming each other in certain aspects.

Both these widgets even come incorporated with exciting games which can be played during the spare time or to get fun and excitement. You can easily access the facility of downloading more and more games if you are not satisfied with the ones which come embedded with this handset. Beside gaming, other entertainment features are enhancing the glory of these gadgets. Both have a built-in audio player, that support most of the music file formats supported by many of the contemporary gadgets.

Bluetooth is the feature that is also a very popular among the youths these days due to their easy data transfering feature. One can transfer data to other gadgets via Bluetooth with ease. These two handsets also come with the Bluetooth functionality that has proved to be very useful to the users. These gadgets further come with the Internet access facility. One can access the World Wide Web with its browsers that support the high-end languages ​​such as HTML and WAP.

The Nokia 6300 consist of 2 mega pixels of camera to capture images with bright clarity. Its camera options support image resolution of 1600 x 1200 pixels. On the other hand the Nokia 6500 Slide has 3.2 mega pixels of camera with the image resolution of 2048 x 1536 pixels. Its camera also has some additional features such as LED flash. The LED flash is also available in order, to facilitate the users to capture the crystal clear photos even in the dim light also.

Apart from all this, both these mobile phones come with a number of good deals along with exclusive offers. It is for sure, that both these handsets have numerous useful features for the users with different interests. One can compare Nokia 6500 Slide with Nokia 6300, in order to take a fair decision to purchase a new gadget. Hopefully, we'll find some more new handsets in the coming time like these by various brands.

Internet Marketing Articles - A Short Guide to Writing a Successful Article Summary

You have written all your Internet Marketing Articles, you have drawn together all the facts and you've assembled all your arguments. Now there is only one task remaining, the final task standing between you and the publication of your articles - Writing the Summary. Have you ever surprised, what is the best technique I can employ to write an article summary? This commentary will guide you through some of the basics for writing a successful report summary to compliment your internet marketing articles.

1. Identifying what you want to summarize: Before you do anything, try to be clear about exactly what you mean by summary. If you read the dictionary definition, which says a summary is: "a shortened form of a report, summing up the main points ... without unnecessary formalities or delay." it gives your reading audience a 'short and snappy' re-cap, in other words, the summary does precisely what it says on the tin.

2. The point of a summary. You need to have an understanding as to why you need to write an effective summary, you must appreciate and comprehend how your readers will have.

For the most part, readers presented with a long, complex report, will not read it from start to finish. What they would prefer to do is, take a shortcut, minimize their effort, cut to the chase, get a flavor for the main point of the report. If they see the word "Summary" in the Table of Contents, ninety nine out of a hundred people will instinctively look there first. Far more importantly and especially, if their time is short, that may be the only place they decide look.

The sole purpose in creating a summary is to provide what basically amounts to a 'cheat-sheet' for your readers - a place to go to quickly where they get the gist of the report gain an understanding of the content and are presented with all the main points recapped in a careful and concise manner.

3. Be methodical. It you grasp this last point it makes the task of writing a summary so much easier. When you create your summary, you need to methodically review your report, section by section, and draw out the key points. Remember, you will probably need at least a couple of iterations before you have reduced everything down succinctly enough.

This methodical approach also offers you a great opportunity to proofread all of the section and perform any last minute modifications, editing and alterations.

4. What you should not include. Obviously, the summary is not the place to re-open a debate, trying to scoring one last point or over-sell your recommendation; and, it is without doubt, not the place to be bringing in any new material.

5. The back-to-front method. Writing the summary could, if you wished, be your starting point, not something you leave until last. By summarizing, you are effectively creating your report outline your key points are presented up front in a well thought-out, structured way.

Employing this method, all you have to do is include detail to the outline you've just created. On the other hand, it's quite probable, that as you fill in the detail you might make changes to the structure or sequence of the body of your report. If so, make sure part of your editing routine takes in to account of going back and making those changes in the summary, because it is so easy to overlook this element.

Two points to conclude. First, if done attentively and systematically, writing a summary is a comparatively simple task. Second, always adhere to the golden rule of summary creation: stay focused on developing a short and snappy re-cap of what you have written in the body of your report.

When Words Are not Enough - Communication Is More Than Words Can Say

Once upon a time, when record companies rule the music industry, a major jazz label discovered a promising young Venezuelan pianist. They flew her to New York to record with some top players. She was an amazing pianist, a prodigy. It was a coup for the record company, and the opportunity of a lifetime for her.

When the musicians came together for their first session, it sounded amazing from the first note. But in the ears of the saxophone player something was not quite right, not quite all it could be. After a few minutes of playing, he placed his horn on the piano and whispered, "Lady, jazz does not go like that, it goes like this," and he shuffled, and loped, and half danced a few steps across the studio floor.

Everyone in the room was smiling now. The band started playing again. The piano player, and everyone else, had understood something that could not have been said in words. You could hear the difference immediately. The group went on to make several successful records together.

How is it that some of the best lessons occur outside of the conventional channels of communication? When communication is timed to fit the moment, it becomes creative expression in itself.

Loping across a room was the best way to say it, in that moment. Words are accurate. But unless you have someone's full attention, and without you can speak in a way that the person understands, words can miss the mark. Something seen, felt, or acted upon can go straight into our neural-system the way words may not.

Evolutionary leaders, good teachers and communicators instinctively use multiple levels of communication to get their message across.

I would never forgive the Latin for 'garden' after my teacher woke me from my schoolgirl daydream, sent me out to the vegetable garden behind the classroom, where I shouted the word 'hortus' three times, as loud as I could.

Recently, I was teaching a group of business-coaches about rapport, that elusive ingredient that makes for the best communication and connection. I explained how good rapport is like walking in-step beside someone, not too fast, not too slow. By demonstrating what that might actually look like, walking side by side with one of the participants, the lesson went straight into the body in a way that everyone in the room could feel. As several people said at the end of the day, "I understand rapport now in a whole new way."

The psychiatrist master of communication, Milton Erickson, is still celebrated as a transformational healer who transcended categorization. His work remains an inspiration to some of the most effective, communicators, healers and evolutionary leaders to this day. He sometimes asked new clients to climb to the top of Squaw Peak, just outside of Phoenix, before he would agree to meet with them in person. As they climbed the steep trail in the Arizona heat, some of them must have wondered why he had given them such an arduous task. Others, surprised to confront some of their own anxieties in this simple assignment, might have planned some imagined meaning, "Damn Dr. Erickson, how could he have known ..??"

We make up stories. Stories live in our bodies, and play out in our lives. Oftentimes we can bring them to the surface with dance, ritual, hypnosis or trance, more easily than we can with words. There are indigenous cultures who enact their dreams each day to bring their unconscious stories out into the world, in order to learn the wisdom and truth in them.

In our own culture we lack a consistent way to ignore and integrate the stories that drive our lives, both individually and collectively. My partner and I have adopted, among many other things, the Ericksonian and shamanic practices of Psycho-magic. For example, we sometimes task our clients with assignments that may seem illogical, counter-intuitive, absurd, or confusing. What we're doing is challenging the 'meaning-making' process itself. We're challenging how stories are made up and remade.

A lot of teachers and coaches tell you to find your own way, to be exclusively yourself. Others suggest you follow their example. They say, "Do it like me. There's no need to reinvent the wheel." Except, you can not do it quite like them, because you are indeed quite yourself, and together, the moment when what they did worked well for them may be long gone.

The question is always - how do we really change? How do we learn to tap into the neurologic process by which meanings and stories are made? How do we connect with the world so that our own evolutionary process relates to everything that's going on around us without overwhelming us? Although we have learned a lot about neuro-science in the past few years, there are still very few applications where it is used fully, holistically, and effectively.

The question remains before us: how can evolutionary leaders co-create the world we have been longing for?

Spiritual Evolution, Personal Development, Professional and Business Development, Social Engagement or Activism, Brain Science, Accelerated Learning .. none of these are enough on their own. Nor is a simple amalgamation of all of them together, by itself, enough.

We call the integration of all these elements Evolutionary Leadership . It's how you can come out of the closet you've been hiding in, to align with your highest values, serve, and contribute in the way only YOU can, in the 21st century and beyond. Now's the time.

Life Lessons From Salsa Dancing

I have started taking lessons in Salsa dancing. Why am I doing it? Well, it looks like fun and some of my young friends are doing it. So I thought why not. I expected to have some fun - what I did not expect was to get lessons on life from Salsa dancing.

Salsa is generally agreed to have its origins in Afro-Cuban dance. Its most common basic movements combine three weight changes (or steps) in a four-beat measure. The beat on which one does not step might contain a tap or kick, or weight transfer may continue with the actual step not occurring until the next beat. After six weight changes in eight beats, normally in forward / backward motion, the basic step cycle is complete. Then there are almost endless variations on the basic movements with improvements that continue to evolve in different parts of the world.

Salsa is a partner dance

Salsa is a partner dance with the man as the leader and the woman as the follower. This leader / follower partnership is an essential part of Salsa dancing: the dance could not happen without adhering to this form of partnership. The leader uses his arms to communicate or signal to the follower either in an "open" or "close" position. The woman responds to and follows the communication of the leader's arms: she does not expect or take over the lead at any time.

I first booked an appointment with a male teacher but the appointment was canceled and I ended up with a woman. I was initially apprehensive about having a woman teacher leading in a "macho" dance but it turned out really well. My teacher is a Harvard-trained architect who happens to love dancing above other professions. She is also the owner of the dance studio. As another successful and professional woman, she appreciates how difficult it is for me to completely relax, let go and follow someone else.

She compares dancing, especially the Salsa, to life. It is like being in a relationship - you have to be attuned to the rhythm and plan of the your partner. To make the relationship work, there are times when it is right for you to "surrender" and just follow your partner. She says that she can tell a lot about the man from the way he dances and treats her, even whether or not he would be a good lover!

Lessons from Salsa dance

In the past I have used the metaphor of dancing to guide myself and mentor others in business. In my view every organization has a rhythm, and to be effective a leader has to feel this rhythm. It would be easier for him to lead or shift the organization if he first "dances" to the rhythm and then changes the music to whatever suits him. It is more likely that people will then follow him in dancing to the new rhythm.

What I learnt from my Salsa teacher takes that metaphor to the next level - to the level of personal relationship. Indeed we have to be aware of and in tune with the rhythm, but that alone is not sufficient. We also have to know how to interact with each of the partners dancing on that rhythm.