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Wednesday, November 7, 2018

5 Things You Can Do To Avoid Computer Repair Problems

We take our computers, laptops, and other such devices for granted, but these are just like any other electronics and sooner or later develop some sort of issues, which require repair.

In many cases, the nature of the problem may be small, but you need to get it right before it turns into a bigger problem. However, you can apply a number of easy techniques to avoid computer repair problems in future.

Let's check out a few tips that can help you to stay ahead in maintaining your computer or other similar devices.

  • Make A List Of The Symptoms
When your PC starts showing any kind of operational issues, you will be appeared with particular error messages. These error message should be composed along alternate symptoms and disappointments confronted by you.

You may not be able to figure out the correct nature and reason of the PC problem because of their technical nature, yet when you catch these points of interest in a detailed and despite way, then it will help the expert to recognize and take care of the issue rapidly. So you should observe the PC issue and note it down properly.

  • Get The Telephone Services
Sometimes it is impractical to visit a PC repair shop because of its far location or because of your busy work routine. So you have to investigate the remote consultation services that offer help to repair the PC. You can get the numbers from the official website of the company.

  • Make Notes The Repair Process
When you are giving over your PC to the onsite computer repairs center, you should make a point to gather reports from the organization specifying the particular PC equipment or programming that should be replaced along the correct time needed to repair the PC. It is likewise vital to approach the organization for post repair guarantee. This basic documentation technique will help you to save some extra costs or charges.

  • Prepare The Computer For Repairing
Before you choose to give the PC for repair, you need to backup all the critical data on the PC including serial number of the PC hard disk, modem's serial number, and serial number CD-ROM and different parts of the computer.

When you get the PC from the computer repairs and fix center then these details will help in verifying your computer. Further, you have to delete a wide range of personal and classified information from the PC before giving it for repair.

  • Talk About Exchanging The PC At A Discounted Price
If you have one of the older models of the PC, the PC parts needed may not be available because of the model being out of production or guarantee period. In such cases, you can consider the exchange offers available to replace the current PC with another one by paying a discounted amount. There are no particular rates of exchange, so you need to negotiate with the buyer and see what you can get in return.






Mindfulness: The Most Important Trading Psychology Skill for Traders

Of all the mental skills a trader can learn, mindfulness is sometimes the most important trading psychology skill.

Mindfulness comes from ancient, eastern traditions associated with Buddhism and Yoga. Although people associate mindfulness with spiritual practices, it is a practical mental skill from which everyone can benefit. It is changing the landscape of western psychology. For traders, mindfulness has numerous, important benefits.

Exciting Research on Practicing Mindfulness

New scientific research shows mindfulness practice can actually alter brain structure. Researchers studied the brain's gray matter to see whether or not it changed after practicing mindfulness. Those who practiced mindfulness for just 30 minutes a day over 8 weeks had significant changes in the hippocampus and amygdala regions of the brain. These are the brain areas involved in learning and memory, emotional regulation, and perspective taking.

This is the first time research has shown physical brain changes due to mindfulness practice.

What Mindfulness Means For Traders

There are many advantages mindfulness can bring to traders:

We can read the market better when mindful. Mindfulness promotes improved concentration and attention. As the brain research shows, it also improves memory and helps in learning. Traders can help themselves in better reading and understanding the complex patterns and movements of the market by practicing mindfulness.

Reduces emotional trading. Mindfulness helps us regulate emotions. The current research tells us that the brain's emotional center is positively influenced by mindfulness practice. Through mindfulness, we can become inoculated against emotional trading and emotional hijackings - the bane of consistent trading. This is a big plus for traders.

Develop a consistent, accurate perspective. We stay present when mindful. We see reality clearly. Past events (recency bias) or projections about the future are less likely to affect trading. Distracting thoughts that cause poor trading behaviors such as hesitating to take a trade and cutting winners short can become less influential - eg, "My last three trades were losers; I better sit this one out" (past event) or "This trade looks like it could go against me, I better get out "(projection of the future). Mindfulness can help us develop the perspective that what the mind is saying is unrelated to a trade's expectation and often unrelated to what ultimately happens in the market.

Developing Your Mindfulness Practice

Start by setting aside 5 to 10 minutes a day; increase the time with practice.

  • Sit quietly and simply watch your breath. Pay attention to your belly rising and falling or the air flow across the tips of your nostrils
  • Notice how the mind wanders repeatedly. It will slip into the past or the future. Gently return the mind to the breath and the present.
  • Notice how you feel afterword.






Legal Considerations When Planning Events

You've booked the speaker, hired a hall, recruited a team of volunteers and prepared a marketing plan. If that was not enough, you must also ensure your event does not fall foul of various legal issues. Exact event legal requirements vary from place to place and the rules that apply depend on the type of event. The list below points out the major issues you need to think about, but you should also take advice from the administrator of the organization (s) involved in your event. If you're not sure about any of these items you can discuss them with your venue, as they should have experience with them.

Premises License

If you are going to invite the public to see a play, watch a film, or listen to live or recorded music, or something similar, you need to do so in concessions that are correctly licensed. The license will determine exactly what activities are permitted and between what hours. Do not assume you can have a concert run beyond 11pm without checking the license permits it. If the promises do not have the correct license you can get what's called a Temporary Event Notice, which is effectively a short-term license. For more information contact your local council.

Serving Alcohol

Selling or supplying alcohol is also regulated by the concessions license. Not only do you need to have the correct license arrangement in place, you also need to ensure someone present is a Personal License Holder. The penalies for breaking the rules around the supply of alcohol can be very severe so take great care in this area.

Health & Safety Requirements

It's essential to understand who is responsible for health and safety matters and to perform the correct risk assessments.

The venue will be responsible for concessions-related health and safety, such as trip hazards from worn flooring, or emergency evacuation. But event organizers take responsibility for event equipment, such as trip hazards from power cables for speakers or other equipment bought into the venue.

You will need to perform risk assessments and document them. Think about what sort of things might go wrong and the possible outcomes.

Public Liability Insurance

You need to have public liability insurance in place for your event. What happens if an elderly visitor to your event slips in the car park and breaks their leg? Or if a piece of equipment falls on someone and injures them? These things do happen so you need to have the right insurance in place. Liaise with your gateway to see what is covered by their insurance, and what is not.

Noise Levels

Usually you will only have issues with volume if your event features a particular loud band or will take place late in the evening. Some concessions are subject to noise abatement orders, meaning they're legally bound to measure noise and keep it below a certain level. Other promises need to give due care and attention to their neighbors.

Disabled Access.

All newer promotions are required to provide full access and facilities for disabled people, but older concessions are not. Event organizers do not have to ensure access for disabled people, but it's good practice to do so wherever possible. Where it's not possible the publicity should point this out.

Food Hygiene

If you are serving food to the public it needs to have been prepared and stored in accordance with food hygiene regulations. Someone with a food hygiene certificate should take responsibility for managing the catering.Premises that are regularly used for food preparation are inspected by the local council from time to time.

Parking

If you are planning a major event and do expect to have enough car parking space it is wise to talk to the police about what other arrangements might be possible. If you need to keep kerbsides clear on certain roads you can hire traffic cones from the Police for this purpose.

Child Protection

Your organization should have a Child Protection Policy and your event should comply with this. If it does not, or if this is a privately organized function, you need to be aware of child protection issues. At the very least any volunteers working with children must have had a Criminal Records Bureau (CRB) check.






SAP Business One

My experience with SAP Business One

Before I share my experience; with SAP Business One as a software product; Let me share why I chose SAP Business One. With over 19 years of experience in IT and over 9 years in International Business Development, I thought my career was becoming monotonous. I felt a need to specialize in either a product or a vertical. However, it was not easy to make a choice. It was then; a close friend & an ex-colleague introduced me to SAP Business One. I already had fairly sound exposure to SAP R / 3 & the company (SAP, AG); & hence my choice was obvious.

Why does anyone select SAP?

The company is an unchallenged leader in ERP segment.

SAP has one of the best-packaged software product ranges.

SAP's line of business is just ERP.

SAP's Commitment to Customer:

Their products are continuously upgraded.

They have a fantastic support mechanism.

I have not had any exposure, per say, to any other products in the same segment, but I knew I was making the right choice.

As I started exploring & using SAP Business One more & more, I realized that there are certain outstanding features, which enable you to achieve great results without using the coding route. The feature I like the most is User Defined Fields (UDF) & especially the combination of UDF and Formatted Search. You can literally map almost any complex process in your logistics and achieve a result through a work around by using these features. I always advise my customers and also my team, to stretch the application to its optimum level before you go the coding way. The beauty is that even the users or functional consultants (without any coding knowledge) can create user defined fields or tables.

Now let me share some real life experiences,

    Methodology:
  • The implementation team should make sure that kick-off meeting should highlight and define the involvement and commitment from the customer rather than technical intracies of the business processes or the product.
  • Get as much details of customer's business processes as possible. Get down to the document level and field level. If the customer is a little worried about confidentiality, go ahead and sign an NDA or mention the option of blank forms.
  • Once the solution is ready, demonstrate the solution to the customer and spend time with all the key users till they understand and ask them to enter a few real life transactions while you are onsite.
  • If there are any suggestions, make revisions and install the solution as a Training company. Request the customer's project coordinator to follow the mantra of Practice! Practice !! AND More Practice !!!
  • These typically are conference room pilots, which ensure that there are no last moment surprises.
    ERP & Business Process Reengineering
  • Any ERP implementation gives you a good chance to refine / re-define your existing processes; provided you look at it with an open mind. I have seen lots of companies deriving huge benefits just by following "Best Practices" recommended by SAP.
  • The obvious advantage the customer gets is the productivity of the staff and their time is utilized in actual work like follow-up with customers or vendors rather than manipulating figures in half automated programs.
  • You can also get rid of lot of data redundancies. You may not have deal with some vendors for years or some items may not be in use any more. You can re-look at Item or Customer codifications to make it more logical or trim-down the Items list with proper classifications. Possibilities are many.
    Customized Vs. Ready product
  • As mentioned earlier, it is very important to set the expectations of the customer right, explain to them the realities and how their existing business processes will get mapped "one-on-one" with the product.
  • It's better that the users start using the product much before going live. This gives them time to familiarize themselves with the new environment and know the features of the software that are related to their work responsibilities.
  • Emphasize that the customer will derive the benefits over a period and that the solution will evolve as they get ideas about various report opportunities and new features through new releases, updates & add-ons.
    Education to customer
  • ERP implementation is beyond a customer & vendor relationship. Customer's role does not end after placing an order with the implementation partner. In fact the customer has to be an active facilitator.
  • Customer should make sure that relevant resources are available as and when required and the CEOs or the Department Heads should ensure active involvement of relevant staff members / users.
  • Delays can be avoided when the Implementation partner commits the resources (team) and the customer provides data / information or feedback (or sign offs) on time.
    Some of the challenges we faced:
  • I had never imagined a "Remote ERP Implementation" that too for overseas customers. Initial projects were nightmares due to obvious facts such as difference in time zones, limited "Onsite" component (& hence communication with the customer), etc. However, specifically defined Implementation Methodologies and SAP's recommendations helped a lot.
  • The biggest challenge and uninteresting (for me at least) part is data uploads. SAP Business One has a robust tool called Data Transfer Workbench (DTW). However, if it has to be robust, naturally it has to be strictly rule based. End users may not understand the "Technical Templates" and we sent lots of time cleaning up the data literally wasting time and ending up with delays in delivery and go-live. The easiest solution we found was creating our own templates to be submitted to the customer and then copy and paste the data into DTW's templates.

Hope this helps ERP aspirants including companies wanting to implement an ERP and professionals wanting to get into ERP world.

The author is Practice Head for SAP Business One with Tandon Information Solutions and can be reached at vkulkarni@tandoninfo.com .

Visit: http://www.tandoninfo.com






Boost Your Guitar Teaching Skills By Avoiding These Mistakes

When thinking about getting started teaching guitar, can you relate to any of the following?

  • You get nervous imagining a situation when your students may ask you a question that you do not know the answer to.
  • You are not always sure how to teach guitar effectively to all types of guitar students.
  • You have no idea how to measure your progress as a guitar instructor.
  • You simply do not know the steps you must take to get started teaching music.

Every guitar teacher who is just starting out goes through these same thoughts and struggles. This also happens to guitar teachers who have been teaching for a while if they have never taken action to find a mentor to show them where they are going wrong in their guitar teaching methods. Most of these, guitar teachers have been teaching for years using a trial and error approach, or by seeking the advice of other guitar teachers who have only experienced small success.

Here are 11 common guitar teaching mistakes that less experienced teachers make. If you can stay away from these, you will be well on your way to becoming a highly successful guitar teacher.

Guitar Teacher Mistake Number One: Not having any kind of strategy for helping your guitar students achieve their goals.

Many guitar teachers merely 'react' whenever a student poses a question or expresses interest in learning something new. This means that the guitar teacher does not have any plan for what is to be taught until the day of the lesson (when the student arrives). The mistake here is that the teacher is focusing too much on solving the student's problem in the present, and in the process the student's longer term goals and desires became ignored.

On the other hand, some guitar teachers will especially 'over plan' their guitar lessons. These people will start with an idea of ​​how they think they should teach guitar lessons, and will continue teaching that way to all of their students. This approach will fail also because it does not treat each individual guitar student as a unique person with unique needs. Not everyone learns the same way, so teaching guitar to students without being flexible with your overall guitar teaching style will not bring good results.

In order to get the best results for your guitar students you must take a balanced approach between both extremes.

Guitar Teacher Mistake Number Two: Not working to combine a student's 'wants' with his or her 'needs'.

The misunderstanding that most guitar instructors have is thinking that that they must either teach 'only' the things their students 'want' to learn or force their students to practice only what they 'need' to know. By teaching guitar students only what they 'want' in the moment, you can expect very little success in your guitar teaching business. Teaching guitar students what they really 'need' is a much better approach. However, in order to be an effective guitar teacher, you will need to balance out both approaches. This will help your students to not only enjoy playing guitar in the moment, but also continue to make progress towards reaching their musical goals.

The greatest guitar teaching approach is to focus on the students' goals, while also showing him / her that what they 'need' is the same as what they 'want'. You must consistently keep track of their goals, and then show them what they must do to achieve those goals (while also explaining how these things work together). By doing this, you will help your guitar students gain motivation because they understand that they will be enjoying them through the learning process. This will help your students stay on track and reach their goals.

Guitar Teacher Mistake Number Three: Not helping your guitar students apply new guitar ideas.

One of the easiest ways to find out if a guitar teacher is doing a good job teaching is to look at his / her students. For the most part, you will see that people have guitar students that have learned a decent amount of 'stuff' on guitar. Unfortunately, after a closer look you will notice that these students do not actually know how to use any of this information to make great music on guitar. This is the result of a very common misunderstanding that guitar teachers make.

It is very common to see a guitar teacher who spends a lot of time showing new things to students rather than helping them to apply what they have already learned. In the end, this produces guitar students who can tell you about a bunch of guitar stuff, but in reality can not do very much with this information.

Sometimes you will get students who ask you to show them new things on guitar. However, do not feel rushed to be continuously providing new information for them. It is best to make sure that they know how to apply what they have already learned, so that they can use it in real music.

Guitar Teacher Mistake Number Four: Not understanding how to work around or fix a guitar student's playing mistakes.

If teaching guitar to students were as easy as plugging in the right answer to an equation, there would be little work for guitar teachers to do. In reality, your guitar students are 'human' and can not be programmed so easily. While teaching guitar lessons, you will encounter times when your guitar students are distracted, disinterested, or are simply in the mood to play something different. In addition, some students do not always want to play everything to perfection. The mistake that teachers make is to "let it slide" too much. In other words, they allow bad habits to build up for the sake of not being too strict. Many times this results not only in sloppy guitar playing, but could also possibly lead to injury!

On the other hand, some teachers are overly strict with their guitar students while fixing bad habits. Unfortunately, this can be a problem as well because most guitar players are not willing to take constant corrections on every little detail. As a result, such guitar teachers cause their students to feel discouraged or unmotivated since since they are not getting the chance to enjoy playing and learning guitar.

To become a successful guitar teacher, you must understand the best approach for helping your students make progress on guitar, while also making sure to keep them motivated based on their specific needs and interests. Remember, people are not computers that you can simply insert information into. They are 'human', and often act more based on how they are feeling emotionally in the moment, rather than a strict assessment of the information you are teaching. Sometimes your students will become bored, distracted, or unmotivated. It is important to spot this as it is occurring so that you can know the best way to continue on with the guitar lesson.

Guitar Teacher Mistake Number Five: Not clearly communicating to your guitar students what you expect in terms of practice and effort on their part.

You will have some guitar students who will give you 110% when it comes to practicing at home and putting out consistent effort to become a better guitarist. However, the majority of your guitar students will not give you nearly as much effort. The reason this happens so often with most guitar teachers is because the teacher does not set any kind of standard for effort on the student's part. Because of this, the student does not have a clear idea of ​​how much practice and effort is required in order to be able to play guitar how they want.

The greatest guitar instructors will let their students know that they expect a certain amount of effort, and will help the student to understand why this works to benefit them. In addition, it is important not to have the same expectations for every one of your students. Remember that each student has his or her own unique needs as a guitar player.

Guitar Teacher Mistake Number Six: Teaching too many new ideas in each guitar lesson.

A lot of guitar teachers teach way too many new things to their students during their guitar lessons. These teachers feel that they must constantly be giving their students new material to work on for guitar. In reality, this approach is very counterproductive. It is vital that your guitar students learn how to USE what they know on guitar. Here is why many guitar teachers tend to 'over teach' their students:

1. The teacher is not sure of how to effectively teach their guitar students so they overcompensate by trying to continuously talk about new things.

2. They have seen other guitar teachers who use this approach and think: "If it works for them, it can work for me."

3. Some students think that constantly learning 'new things' on guitar is how they will become good players. Unfortunately, this is not true and leads to interactions between the teacher and student where the student says "I understand" when he does not really understand at all!

To become a great guitar teacher you must understand that it is more effective to help students apply what they already know, rather than overwhelming them with new learning material. In the end, this will help your guitar students learn much faster and more efficiently.

Guitar Teacher Mistake Number Seven: Not understanding how to approach teaching guitar when a student 'does not get it'.

New guitar teachers usually struggle when coming up with alternative ways of explaining ideas in a manner that makes sense to any of their students. Additionally, these same guitar teachers will typically try to show their guitar students new guitar concepts by using their own learning style (instead of focusing on 'the student's' learning style).

In order to best help your guitar students, it is necessary to understand if each person learns best by watching you play, by listening to you talk, or by spending more time playing guitar on their own. Once you know this, you can more effectively teach them. The best guitar teachers will create a specific strategy based around each student's learning style in order to help the student get the most out of each lesson.

After you have taught many guitar students you will get better at identifying individual learning styles. However, if you'd like to quickly learn how to do this, you should seek out the advice of an expert guitar teacher who has already shown many other teachers how to become highly successful.

Guitar Teacher Mistake Number Eight: Not knowing that your guitar students do not always need you to be a 'teacher'.

Although you teach guitar, this does not mean that you must always think from the mindset of a 'teacher'. The function of a teacher is to simply present and explain new information to a student. However, your guitar students will often need much more than simply someone who tells them how to play the guitar. It will not always be appropriate to teach your students new things, or to simply go over last week's exercises. Your guitar students need someone who can do much more than this.

If you want to truly help your guitar students, you must be able to both 'teach' and 'train' them. In most cases, they will require more actual training than teaching. This means that you need to put less emphasis on showing them new things to play, and focus more on walking them through the learning process. Make sure to guide them along with encouragement to motivate them as they continue to make progress. Some of your students will feel as if they are ready to move on at times. However, do not let them move on until YOU know they are ready. If you approach your guitar teaching like this with every student, you will save MASSIVE amounts of time and energy compared to the alternative of merely 'teaching' students new things.

Guitar Teacher Mistake Number Nine: Not paying attention to the length of time that each student comes back to take guitar lessons.

One of the biggest misunderstandings that guitar teachers have is thinking that the number of guitar students they have relates to how successful they are in their guitar teaching business. In reality, this is not a very good way to gauge your success as a guitar teacher. Which teacher do you think is having more success: A guitar teacher who has merely taught 50 students in one year (but currently only teachers 15), or a guitar teacher who has taught 50 students in a year (and has kept all 50)? After making this comparison, it should be clear that focusing to retain your guitar students is a crucial part to the success of your guitar teaching business. If you can only get your students to come back to take lessons for a couple of months at a time, you have a lot of work to do. In order to become highly successful as a guitar teacher you should have students staying with you for years at a time.

That being said, you will not keep every single guitar student for years at a time. This is because different students may have different goals that can be reached in a shorter amount of time. You must always work hard to help your students achieve their goals as quickly, and effectively as possible. However, some goals may be more vague and require more time for the student to find out what he or she really wants. In order to keep more of your students for a longer period of time, seek to understand the reasons why past students have stopped taking lessons with you. Additionally, ask your current long time guitar students why they enjoy taking lessons with you. Monitor these statistics on a consistent basis so that you can continuously improve your guitar teaching methods.

Guitar Teacher Mistake Number Ten: Not knowing a good way to judge how well you are doing as a guitar teacher.

The majority of guitar teachers have no reliable manner for determining if they are good at teaching guitar. Here are the main reasons why this happens:

  1. Less experienced guitar teachers often make comparisons with themselves to other local guitar teachers (who probably are not very successful either). They are judging their own skills as a teacher based on the merely mediocre teaching of the other guitar instructors who surround them.

  2. Teaching guitar generally is not up to par with other music instruction. Now you understand why classical piano teachers will typically retain students for years, while many guitar instructors struggle to keep students for more than a few months.

  3. Most guitar teachers never actually make the effort to find training to improve their guitar teaching skills. In general, they will ask other (amateur) teachers what to do, or will will simply attempt to emulate the actions of others. If these things do not work, they will resort to giving guitar lessons to their students in a 'hit or miss' manner. Unfortunately, this tenders to make guitar lessons like an 'experiment' for your guitar students. There are always times when you will be learning from your mistakes; however it is best to understand how to avoid them from the beginning.

Guitar Teacher Mistake Number Eleven: Not accepting responsibility for the quality of the guitar lessons you give.

When you teach guitar, your students are paying you with their money, time, and effort. It is important to work as hard as you can to reward them with the best guitar instruction possible. Fact is, most guitar teachers DO NOT put much effort at all to improve the quality of their guitar lessons, or work to help their guitar students achieve their goals faster. These types of teachers merely teach guitar to 'get by'. Why should a guitar student ever spend their hard earned money for guitar lessons when their teacher is not actively working to bring them the best instruction possible? You do not have to be an incredible guitar teacher before you ever get started teaching (of course); however, if you want to be able to provide the very best guitar teaching for your students, you will benefit immensely by getting trained, trained, and mentored to become the best guitar teacher you can be.

Remember, although there are many great guitar teachers out there, each and every one of those teachers were actually at the same point you are at right now. These great teachers did not become great by merely trying to copy others or taking the amateur advice of other non successful guitar teachers in their area. Most likely, they made an effort to seek out a way to improve their guitar teaching skills. These guitar teachers consistently provide the highest value for their students. As a result, these people are highly successful at teaching guitar! Do you want to become the most successful guitar teacher in your area, with lots of great students who love taking lessons with you? You have the power to make this into reality ... choose to become the best guitar teacher in your local area!






Foreclosure Refinance Program - Are You Qualified For One?

You can still qualify for any foreclosure refinance program since your bad situation. There is hope since your desperation to attain assistance.

Available Refinance And Assistance Programs

So, you have heard about the stimulus package the US Government is offering to troubled mortgage borrowers in the US. If you are in the country and you think you badly need help, hope can be yours. You can start finding out how you can qualify for any foreclosure refinance program that is being rolled out. However, the severity of your mortgage default can be a real source of your woe. You may ask yourself, 'Are you still qualified to apply for and obtain foreclosure refinance assistance?'

You certainly want to hope for the best. However, will it be logical to do so? You can now rest assured because you can still qualify for a foreclosure refinance program despite the many setbacks in your own situation. Many homeowners are not aware that they can still qualify for such assistance despite being deep into trouble. It is time to rave. This is because you can still qualify for any foreclosure refinance program despite the following.

Having A Huge Home Loan

If your mortgage has become higher than the actual and current valuation of your home, there is still no reason to despair. It is certainly not your fault that home prices fall amid a troubled housing industry. However, do not be very complacent because you can be in real trouble. Obama's stimulus packages for mortgage borrowers can be the solution to your problem. In fact, most assistance programs prioritize home loans wherein home loans have been lower than actual home valuation.

Defaulting In Loan Repayments

If you have been experiencing indefinitely delays in mortgage payments or worse if you have been defaulting in your loan payments, you can still qualify for the government's foreclosure assistance program. You need to submit documents and proofs that you are in financial distress. These can include hefty hospital bills, job termination papers, and second mortgage contracts. Having a poor credit rating is also not a reason not to qualify for such refinance programs. Do not be surprised that borrowers with bad credit standing are more prioritized.

Already In Foreclosure

Do not just wallow if your home is already in an actual foreclosure. You can be saved by the bell. Such assistance programs can be your last straw of hope in a time when it looks like help is now. Moreover, being in a foreclosure can be a more reasoning reason why the government should consider providing your needed financial assistance. Do not consider foreclosure as the end of your battle. You can actually emerge out of it. It is now time to apply for and qualify for any of the available refinance programs for you.






How Much Will It Cost to Build Your Own Social Media App?

The concept of social networking has revolutionized the world. And as technology keeps on updating itself every day, it has become tougher to sustain in the competition. App development has been on the rise like never before. More and more entrepreneurs have sprung up ever ready to launch their social web or mobile applications in the market. Among these talents those that could penetrate deeper have even become overnight billionaires.

Now the question is, what does it take to make your social networking application a hit? And how much needs to be invested to come up with products like Facebook, Twitter, Instagram, Pinterest etc.? However, before you start approaching the best mobile app development company for custom price quotes, you need to be clear on a few mandatory factors. For example, key features, customization, platform on which the app is to be built etc. Here's how you need to go about:

Identify your target audience - Who do you wish to cater to? Identify your end users and try to understand their needs. Discover the common audience's frustrations and build something that will appeal on a huge scale. For example, when teens got tired of their parents hanging out and eve's dropping on their account on Facebook, Snapchat came along that offered the much required anonymity and less public shaming with disappearing messages. Extensive market research and a few direct surveys will do the trick. However, remember it can get a bit overwhelming at times. But don't worry. You'll get through.

Consider the right platform - Do you wish to create a web app, mobile app or both? The next question will be is it for iOS or Android users? Your decision will depend on your target market preferences. However, web app requires a bit longer to get developed compared to mobile apps. Also if you are considering two app versions via. cross-platform development, it will still take more time and of course bigger budget. Android apps in a native platform contain 40% more code and take 30% more time to develop compared to iOS. Hire best app developers and other parts of North America work at about $150 per hour and those from India and Eastern Europe charge about $30-50 an hour.

User Experience is important - Your app can only be appealing if it is easy to use and pleasing to the eye. The design and usability should be self-explanatory. With innumerable apps storming the app store, people will stop using your app if it has poor UX. Ask your developer to take care of the structure - wireframing -prototype - and finally add design and usability principles. Start with a well-supported MySQL or PostgresSQL database for structured data. Facebook, Twitter etc. uses it too.

Features of your app - Basic features of the app like easy registration, users being able to add, edit and remove personal data, manage personal information and preferences, one-click invite, contact import, search bar and algorithm around hashtags and random words, selections of new users to connect with, private messaging, newsfeed, multi-language support, posting media content, tools for self-expression, geo tagging and the likes are mandatory.

Time-to-market and cost - The cost of development will definitely vary according to the complexity, platform and features of your app. However, there are two major factors that needs to be determined: hours required and hourly cost. Following are a few cost estimates listed by The Next Web:











  1. Twitter-like app: $50,000 to $250,000










  2. Instagram clone: $100,000 to $300,000










  3. WhatsApp messenger: $125,000 to $150,000










  4. Pinterest: around $120,000










  5. Snapchat: $75,000 - $150,000










  6. Vine: $125,000 and $175,000










When it comes to time, it may take around 2-4 months to build the MVP for your social media app. Most development companies normally charge around $15,000 - $20,000. That being said, here is another estimate of the time required for building a social network app:











  1. Android: 500 hours approx.










  2. iOS: 400 hours approx.










  3. Back end: 500 hours approx.










  4. UX/UI: 200 hours approx.










  5. QA: 230 hours approx.










  6. PM: 150 hours approx.










  7. Total time: 1400 hours approx. for one platform










For native application it normally requires 10 weeks for back-end and 8 weeks for the front-end development. However, not all apps require backend and use it only to cut down on the development time and related complexities.

As an aspiring entrepreneur, you would want to create a demand in the market and build something totally out-of-the-box to fulfill that demand. This is probably what the next Mark Zuckerberg would do. But, plan your decisions only after active market research of your idea, its requirements and budget.